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Starting slow
nikki20022008
Posts: 99 Forumite
I am finally back in work after a long period on income support and then going to college which I hated. Over a long period (well since I was 16 so we are talking 15 years) of building up debts I am finally facing up to it all and going to sort it out.
My mum has been a rock and is planning all my money for me.
So far this is the debts I know about:-
Lowell - £375 paying £37.50 a month so down to £337.50
Red - £280 - paying £18.00 a month so down to £262.00
Lowell - £180 (which I paid off this month yayy to me
Council (for the old house) - £400 this is starting to be paid off at £40.00 per month starting end of september
Now the question is do I get my equifax and experian data as I know there is about £15,000 outstanding in total?
Help with this would be good.
My mum has been a rock and is planning all my money for me.
So far this is the debts I know about:-
Lowell - £375 paying £37.50 a month so down to £337.50
Red - £280 - paying £18.00 a month so down to £262.00
Lowell - £180 (which I paid off this month yayy to me
Council (for the old house) - £400 this is starting to be paid off at £40.00 per month starting end of september
Now the question is do I get my equifax and experian data as I know there is about £15,000 outstanding in total?
Help with this would be good.
Debts
Mum £5/£1500 :eek: [STRIKE]Council DUN £80[/STRIKE] :T Council LIN £187.85
NSD's Dooyoo earning £18.08 :T Slicethepie £5.02 :j Quidco £1.05 :A £15k needed for house deposit
Days until payday
:):):):):):) :):):):):):) :):):):):):) :):):)
Mum £5/£1500 :eek: [STRIKE]Council DUN £80[/STRIKE] :T Council LIN £187.85
NSD's Dooyoo earning £18.08 :T Slicethepie £5.02 :j Quidco £1.05 :A £15k needed for house deposit
Days until payday
:):):):):):) :):):):):):) :):):):):):) :):):)0
Comments
-
Hi
Congratulations for posting and wanting to clear your debts :A it's a hard step to take
In my opinion, get your credit report so you know exactly what you are dealing with - then nothing is going to surprise you and knock you off course
I have a total debt of £25k plus - but it's slowly decreasing :rolleyes:Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56Weightloss : 0/34lbs0 -
I'm going to order them today then online god I'm not looking forward to it but I know you're right I need to know who I owe and how much
thanksDebts
Mum £5/£1500 :eek: [STRIKE]Council DUN £80[/STRIKE] :T Council LIN £187.85
NSD's Dooyoo earning £18.08 :T Slicethepie £5.02 :j Quidco £1.05 :A £15k needed for house deposit
Days until payday:):):):):):) :):):):):):) :):):):):):) :):):)0 -
You're welcome - fingers crossed it's not as bad as you think :eek:Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56Weightloss : 0/34lbs0
-
i have over £20k nikki, mine had a debt on that i had already paid!
good luck and keep in touch!0
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