How many of you live from pay check to pay check?

Legacy_user

Just curious really , With me it has always been this way from when I started working at 17, I have simply never earned enough to save for a rainy day, should an emergency pop up I'd have to get a credit card, loan or something and worry about the consequences later, should an emergency pop up now I am royally screwed as can't get credit, so god forbid our car doesn't pack in or something or I will be the newest addition to the unemployment line.

debtfreein4years

i used to, but now im sorted mainly thanks to an inheritance, but in all honesty I would rather have a few more years of livng paycheck to paycheck and have my granddad alive for a couple more years. i still live paycheck to paycheck as we put away alot of money a month into various pots for the future but still live off the bare minimum and have cut our outgoings such as watter, g&e, etc through the help of this site.

Broken_hearted

Used to have saving and be comfortable. Then bang it was all gone, we live paycheck to paycheck, everything is payed on time. Credit cards are mostly gone, when they are I will start saving again.

Shoe_Gal

Definately payday to payday for me

Am just starting to tackle my debts, one by one - but would be really scr*wed in an emergency :eek:

Shoe_Gal

Broken_hearted wrote: »

Used to have saving and be comfortable. Then bang it was all gone, we live paycheck to paycheck, everything is payed on time. Credit cards are mostly gone, when they are I will start saving again.

:j:j to what you've paid so far - well done :A

Flower08

At the minute for me, OH and i definatly live paycheck to paycheck. We put as much as we can towards our debts at the minute and then will hopefully be able to start saving! We are lucky enough that we are still young so have learnt from our mistakes fairly early, and have been able to move in with OHs parents to save some money.

lemontart

yep maxed out on cc to pay for car repairs and council tax as do not earn enough to pay bills now debt on top - difficult to find a second job as shift worker on a rolling shift pattern even if there were jobs out there. have even applied to deliver local free paper for under £4 a week as that would be 4 pound per week less I would need from main wages that can go towards debt etc. But even they have a waiting list.

In desperate need of new shoes as now have holes in but cannot afford them let alone repairs. But heho I can only do what I can do and the household bills are being paid as are the debts, nothing left to cut down on and not only one in this situation - I have a job, my heatlh and I will survive.

System

Flower08 wrote: »

At the minute for me, OH and i definatly live paycheck to paycheck. We put as much as we can towards our debts at the minute and then will hopefully be able to start saving! We are lucky enough that we are still young so have learnt from our mistakes fairly early, and have been able to move in with OHs parents to save some money.

Doing something like that would help us, £500 extra per month:eek: We'd be landed, However I don't think my parents would appreciate me, my OH and kids landing on there door step:D