Credit file disassociation - help?

tinkertaylor05

Hi there,

I wonder if anyone could point me in the right direction, I seperated from my daughters father in February this year. He has alot of debt and I'm concerned about this damaging my credit file as we lived together for 5 years and did have a joint account previously. I believe I can get him taken off my file does anybody know how to go about this?

Any help much appreciated ... thanks.

emmington_2

Hiya,

It's easy all you need to do is ring one of the credit agencies - I would recommend Credit Expert and advise them of your situation. You may find that he is not even on your record - but best just to check anyway.

There may be a way of doing it on their website, I'm not sure, but you can definately do it by ringing them.

Emmington :rolleyes:

Tixy

I think you need to speak to each credit agency to get a financial disassociate registered.
Also I'd suggest you get copies of your credit report for each of the 3 agencies to see what information is held (always a good idea after a relationship breakdown or a change of address)- you can get free trials from experian & equifax or you can order the statutory report for £2 each from each of the 3 agencies.

Here is the link to experian re financial disassocaition
http://experian.metafaq.com/templates/experian/main/answerPage?_mftvst:answerRef=%24http%3a%2f%2fapi.transversal.com%2fmfapi%2fobjectref%2fEntryStore%2fEntry%2fhttp%3a%2f%2fwww.metafaq.com%2fmfapi%2fMetafaq%2fClients%2fexperian%2fModules%2fCredit_report%2fTopics%2fabout_credit_scoring%3a137315%3a5&_mftvst:moduleID=%24Credit_report&_mftvst:topicID=%24&id=J1DUAOV97A8R86DNC822D2LEI0