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Standard life endowments cash in question

quanto2009 · 2009-09-04 12:57:30

These are not attached to mortgage now was using as a saving plan ,now out of work and trying to cut back are they worth keeping? With profits started 1990 Sum assurrred £10780 £35000 on death bonus to date £5400 Surrender value £11671.21 Monthley prem £42.30 Matures 2016 3.75% £16200 5.5% £18000 7.25% £21000 Unitised plan…

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dunstonh Posts: 119,710 Forumite

7 September 2009 at 11:22AM

the only thing putting me off is the mortgage endowment promise, how do you find out the value of this?

Ask your IFA or ask Std Life. Its usually given as a range as it depends on future invesmtent returns. Some Std Life staff dont appear to know it exists or are reluctant to give it. However, they do supply the info. So, push for it if you get a member of staff saying no.

I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.

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Standard life endowments cash in question

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