Fri 4/9/09 - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :j

Morning everyone - woo hoo the weekend is here already:beer:
Hello to all you regulars and welcome to any new posters:D
Small list for me today, just work then I'm dropping DD2 at Guide camp - 1st camp she's ever been on and is very excited! Hope it stays dry for them:rolleyes:

• check banking
• daily scratches
• packed lunch to work
• drink lots of the free coffee at work;)
• LSD - not NSD as need to buy DD a disposable camera
• meal from freezer stuff tonight NOT chippy:p

Ok, that's all for now.
Have a lovely day everyone:T

Candy0107

Morning All,

Hello to everyone who posts today.

I have confused matters today by starting the thread then noticing that Milly had started it and I could not delete mine! Anyhow, onwards and upwards!

Today I have/will:
• Checked online banking – payday so moved money around
• Meals from storecupboards
• Have an LSD
• Put change into my coke bottle
• Update spending diary….so far this month I have spent £0….I need to have about 25 NSD’s for this month. I allow myself £50 per month and would like to start saving this.
• Enter comps online
• Work overtime (1 hour before work, ¼ hour at lunchtime and ¾ hour after work)
• Look into opening another account for an online sealed pot
• Look into a high interest savings account for hubby and I (emergency/deposit/new car account just in case)
• Put a jumper on rather than putting the heating on

Think that is about it – take care everyone

Candy xxxx

mogchops

Good morning,

Thank you to Milly and Candy for starting the thread Better two than none at all!!!

Fay thank you for asking after DD yesterday, I didnt get back to the thread so only just saw it! She is perking up now the antibiotics are kicking in, but still not eating very much so hasnt got much energy. She needs feeding up!

Having a bit of a crisis at the moment tho. DH's 17 yr old son was here last night & we have found out something that has happened that has rather shocked us all - without going into too much detail, step son (who is now at college) has been having some sort of "thing" with a teacher from his old school. :eek::eek::eek: (female teacher, I will add, just to clarify.)

We are a bit shell shocked, to say the least. The teacher is mid 30s, married with a small child. :eek::eek: Not really sure what we are going to do yet. Stepson is adamant the school should not find out, because - I quote - "she will lose everything". AND???!!!!!!

DH has gone to work this morning after not much sleep, his head is cabbaged, mine not much better!!

Anyhowwwww

- Check online banking
- Quidco clicks
- Home with DD so connect 4 & monopoly
- Clean bathroom floor
- Finish shopping list & meal plan ready for shopping tomorrow

Have a good day everyone xxxx

katylittlelady

Blimey mogchops:eek:! That is terrible, can understand why you lost sleep over it! Get well wishes for you DD as well!

Here is my list for today:

• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Daily scratchcards[/STRIKE] - 35p total
• [STRIKE]Daily lotteries[/STRIKE]
• [STRIKE]Daily competitions[/STRIKE]
• [STRIKE]Take parcels to post office[/STRIKE]
• Send off some letters
• [STRIKE]Any surveys available[/STRIKE]
• [STRIKE]Pop into library and get some books out for studies[/STRIKE]
• Use up steak in fridge for dinner
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]NSD (apart from bus fare)[/STRIKE]
• Laundry HC
• Sort out items to list on freecycle
• Sort out picnic for tomorrow as going to Wales in £9 travelodge room for one night! Plan to go walking if weather is ok!!

Have a great day everyone x x x x x x

WelshWoofer

Morning all!
Flipping 'eck Mogchops - that's serious stuff! Hope things start to work themselves out for you all.

Just an update on my recent small worries - the wedding dress fitted (size 10:j)! Phew!!! Have had a good few sleepness nights over that! I can take the bra and one pair of giant pants back to M&S as they're not needed - get a £30 or so refund - that's good as I'm still waiting to get all of the student finance stuff through - grrrr!!
The hair and make up trials went well - need to tone the make up down a bit on the day but the har was fab first time (I was the most overdressed person on the M6 yesterday afternoon!). The venue seems to have everything totally under control - just a few small jobs to do for me and then we're ready! 4 weeks tomorrow - arrrrgggghhh!

Today is my last official day off before starting uni on Monday - that's scary too - no wonder I'm not sleeping much lately - the good news is I've lost 2lbs this week mostly through stress and not sitting still for more than 5 mins!



Today's list...

• Put cheque in bank
• Take horrrible pants and bra back to M&S for a refund
• Write shopping list for the weekend
• Write mealplan for next week
• Phone student finance again - must be about 100 times this week - can never get through
• Phone wedding dress shop to find out where dress straps are
• Check banks - looking quite unhealthy now - need the student money to get deposited pronto!
• Walk dog for free exercise -one down two to go
• Bath dog
• Hoover and dust downstairs
• Do one wash and dry on airer (no hope of drying outside today!)
• Put clean washing away
• Read a bit more of teaching book
• May be go swimming later - need to make sure the frock still fits in 4 weeks!

That'sit for today - sorry about the long post - got carried away!

starnac

morning all. haven't posted on here for a couple of days and haven't got anything done. coincidence?? so here's my list for today

[STRIKE]check internet banking[/STRIKE]
[STRIKE]request money from paypal[/STRIKE]
[STRIKE]pull up some leeks from the garden for leek and potato soup yum[/STRIKE]
make bread am now going to make it tomorrow instead
[STRIKE]put change from purse in sealed pot[/STRIKE]

um i'm sure there was a lot more i needed to do but i can't think of anything. i may be back later to add more on.

have a good day everyone

andrina_nightshade

Hi everyone

Mogchops - wow... :eek: Unfortunately I don't have any useful advice, except to say that I hope it all works itself out. What a horrible position to be in

List for today:

• free scratchcard (10p)
• daily clicks
• use train pass to go into Glasgow and pick up my sculptures from the class I did
• buy present for aunt as she's letting me stay with her for a few days next week
• storecupboard dinner
• start packing for trip next week
• do any surveys that come my way
• work on personal statement (I will finish it today, I will finish it today...)
• post blog update (I've been a bit lax on this front lately as well...)

That's all. Hugs to all who need them, and have a good day! x

savingforarainyday

Hi I am late today but have been to lottie to pick veg.

Mogchops - EEk:eek:. Position of trust and all that.

Rachel -Glad everything going well for the wedding.

I have been really cold today, it was really windy at the allotment even with 2 coffee breaks. Still I have some free apples and some beetroot which is huge compared to the stuff we have grown that were given to us. I have beans, carrots, turnip, sweetcorn rhubarb.

I have check my online banking
Line dried washing
Checked money cleared in business account:j
Checked ebay, have some watchers, hope they are spenders:rolleyes:
Checked emails for mystery shopping etc
Told ds I had no money so i didn't have to shell out for a mcdonalds:o

I am going to do some gluten free baking for ds (guilt lol)
Clean another kitchen cupboard/drawer (one a day)
Have a bath because I am soo cold
Prep veg and cook fruit
Tidy bedroom
Keep it at a nsd
Look for more stuff to ebay
Work list for next week.

Think that is it for today.

Frozenace

I've told some company I did freelance company for to pay up after 2 years.

This company went into liquidation, but they are just registering different companies, racking up debt and then going bust.

If I get paid, fine, else I'll start another twitter campaign...

luxor4t

Today (so far):
- daily clicks
- Pigsback comps (well, somebody has to win...:rolleyes:)
- checked on my E-bay list (10/27 items sold)
- put washing out early, it dried by lunchtime
- sorted out my temp seasonal work for next summer :cool2:

To do:
- update daily spending list
- make a store cupboard meal for tonight
- cash in latest Green Metropolis sales
- check for paid surveys
- do more washing ready to line dry tomorrow (I've checked the weather)
- clean & tidy, prepare stuff for next week at work so I can enjoy my weekend with a clear conscience :rolleyes:

Marru

Hello,

Quick one from me as heading to spent weekend at BF's

So today:
- Scratchies etc
- Pack
- Brekkie home
- Packed lunches for me and DD
- Supper free
- No need for crocery shopping for weekend as we won't be here and are going to get fed by BF
- Buy petrol from cheapest station on the way
- Try to drive economically
- Paid DD's school lunches for next week
- Submit hours