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Credit Rating question
toontoon9
Posts: 28 Forumite
I have just accesed my Experian account for the first time. My score is 650, however there is a mistake on there. When i changed banks from Abbey they charged me £25 a month for four months leaving me -£100 which i succesfully claimed back with a call. However exactly the same thing happenend again and i succesfully claimed the money back after 5 months.
My experian account is showing two defaults, showing red signs saying took 4 months to pay off, also says i still owe them £107 which is incorrect as its £0.
Just wondering how much is this affecting my credit score, i have been turned down for 2 loans this year do you think this has seriously affected my score or is 650 low anyway.
Any help much appreciated thanks.
My experian account is showing two defaults, showing red signs saying took 4 months to pay off, also says i still owe them £107 which is incorrect as its £0.
Just wondering how much is this affecting my credit score, i have been turned down for 2 loans this year do you think this has seriously affected my score or is 650 low anyway.
Any help much appreciated thanks.
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