Newbie!!

MrsT09

Hello All

Well I thought it was about time i sat down and sorted out mine and DH debts. I'm 3 months pregnant so thought now is as good as time as any to get things on the right track.
DH isnt very good when it comes to money and thinks things will sort themselves out..... I dont think so!

So I could really use some advice with how to cut down on spending. We have 2 cars (which we 1 of which we could get rid of - so i guess there woudl be a start!) We have a lot of out goings that i really dont see how we can cut down on but i'd love to know how to reign in DH spending!!

Any advice and tips would be greatfully received.

~Beanie~

Hi and welcome to the boards :wave:

The first thing that you need to do is complete an SOA (statement of affairs) - you can find a calculator here: http://www.makesenseofcards.com/soacalc.html

Then post the results here and we can all have a look and suggest areas where you may be able to save a few pennies.