Need to do a new SOA

bcljnk

My DD has now decided she doesnt want to go back to college next week, so bang, down goes the money again...we are going to lose a fair bit, and until she gets a decent job i will only be taking a tenner or so off of her for board, we will lose housing benefit element for her, child benefit and child tax credits, so even if i get my forms filled out in the next week, (which i doubt i am going to) hold off another week or 2 to get a better picture of my incomings, and will then have to tweek the outgoings as i will definetly be paying more out than i have coming in at this rate.....grrr thought i had a year to get sorted, flippin kids