Wednesday 2/9/09 - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important
Good morning:hello:
That was me back at work yesterday and it felt like i'd never been away:rolleyes: But, day off today - I don't work wednesdays now as I'm going toUni in a few weeks (on a wed). So, I'm going to drop my youngest at school then go to Tesco - it'll be the earliest I've ever been there I think:p

So, list for today:

• Check banking
• daily scratchcards
• don't spend much in Tesco
• Buy printer ink - 200 points when you buy 2 in T's at the mo
• Print out thank you cards for all my end of term pressies
• Ring PO and transfer my Egg balance to my lovely new 0% card
• Dinner from stores - meatballs - mince is defrosting

OK, that's all from me for now....have a lovely day:D

Candy0107

Morning All

Thanks for starting the thread today Millie – I must get up earlier!

Hello to everyone else who posts today. Hugs to those that need them

Today I have/will:
• Checked online banking
• Meals from storecupboards
• Enter comps online
• Have a NSD
• Work really hard at work
• While I am on the internet catch up on yesterday’s forum

Think that is about it…..have a great day everyone

Candy xxxx

katylittlelady

Morning everyone!!

Really feel like I need to get back in the swing of things! Have loads to do but it all seems to be going so slowly! Better that than not at all I guess! Shortish list for me today as getting my hair cut - not really money saving but beginning to look like a fuzzy bush so needed!

• [STRIKE]Pay in two cheques to banks[/STRIKE] - Only did one, have one more to do
• [STRIKE]Daily scratchcards[/STRIKE] 20p
• [STRIKE]Daily free lotteries[/STRIKE]
• [STRIKE]Daily competitions[/STRIKE]
• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]NSD[/STRIKE]
• [STRIKE]Sign up to Sept challenges[/STRIKE]
• [STRIKE]Check online banking[/STRIKE] Ekkk, waiting for lodgers money for it to look healthy again
• [STRIKE]Comps ending soon[/STRIKE]

Louisep

Morning All

I really need a kick up the backside having not had a very successful few days, so back on it today (I hope!!)
For today:
- Pay CC bills
- Cancel card insurance
- Buy birthday cards & get them posted
- Washing
- Gym
- as LSD as I can manage.

Have a good day x

slig

Morning all. Today I will:

Charge phone at work
Free scratchcards
Check for mystery shops
Check for surveys
Check online banking

WelshWoofer

Morning all!
Busy day today so best not hang around too long and just get on with it!

Today's list is...

• Breakfast at home
• Grab something quick for lunch from home
• Finish uni homework
• Walk dog for free exercise
• Go for wedding dress fitting - scared about not fitting into it:o
• Post parcel for OH and letter to tax office for me
• Drop bag of old stuff into charity shop
• Take box of books to wales for mum
• Drive to Wales sensibly to try to use as little petrol as possible
• Go to venue to finalise wedding arrangments - 8.30pm appointment:eek:
• Pack for wales - just one night so won't take long
• Read a bit more of uni reading list
• Check banks - looking quite poorly but all bills have been paid for this month at least

Have a hair trial and make up session tomorrow - not looking forward to that either, hate being pulled about by strangers!

Busy day - better get on with it!

Pippilongstocking

Morning all

Today got paid woo hoo so paid my rent and some bills so now have no money
New student settling in - gave her a halogen heater yesterday as she was saying she was cold - we are on a two week trial will see how it pans out - if she is going to put on heaters everyday instead of a jumper or 4 then we are not going to really work out - what part of 'its an old cold house' didn't I make clear?
Checked banks
PAD to evil edna
Need to dig out cc statement for quidco to help track an insurance sale
Store cupboard lunch
Out for tea - must do a home grown bunch of flowers (much cheaper!!)
Dig out card and pressie from the drawer.

Hope all are well today x

Pippilongstocking

M&S giving 8% (usually 5%) cashback through quidco ends tonight - lots of sale stuff and a free code for delivery sor school stuff - which seemed to work even though I only bought socks?

Also meant to add to list
Phone washing machine man
Do a budget for sept
Ask OH for money he owes me re decorating, pressie for french studnet
Look into best cash back for ordering concert tickets - any ideas -? Quidco offer 25p for Ticketmaster - anyone help?
Do an expenses claim for trip to Shetland and also field trips with car here.

sophiesmum_2

Hi lovely dfw's:D
Busy day at work today but have had free baconsarnies this am and will be having free tea later - only downside is I will be the one cooking it all :rolleyes:

Today's list

• check online banking
• update spreadsheets
• free bacon butties and tea so not using any food from home today much
• one lot of hokey cokey
• recycled a few jars for jam - need 4 more so I can make a batch of plum jam with free plums given yesterday
• recycled more newspapers
• played bingo with oldies this morning for a laugh and won £5
• make a batch of courgette soup using courgette glut given me
• no spend day
• not use car so no petrol used
• mooch in my stationery stash and find stuff for DD going back to colege to save giving her cash for pens/files etc
• try and find the £50 virgin voucher I was given a while ago
• sparkle

Have a great day everyone.
Hugs to all the poorlies.
Big wave to all the regulars and old faces, and welcome to anynew posters

Avogirly

Hello everyone!
Today I will do/have done the following: -
Checked all banking
Moved paypal money into bank account
Updated spreadsheet
Scratched and piggy
List 10 things on amazon/ebay
Post ebay/amazon sales
NSD
Tidy room

Think that's my lot.

TTFN. xxx

Lurleene

Hi everyone - thanks Fay for the info re M and S.:A I have just taken your advice and ordered T some shirts for school. ( He starts 2 weeks today )

I have been trying to make the most of my work and child free morning by completing a job application form. Not my dream job, but a step up the payscale and a couple more hours a week than I do at the moment. The application form is rapidly making me lose my will to live though, so I shall be very glad when it is done. Whatever happened to the days of sending your CV and a covering letter? These days it takes days and days to fill these things in!

DFW
1) Stop moaning and finish form.
2) SC x 10p
3) Store meals
4) Sent B to cinema with friend using orange Wednesday
5) Checked banking, quidco etc
6) Received free Lego mag for T who will be very chuffed
7) Sorted out new hours with childminder who has kindly offered to take T to school when he starts. ( He is only going afternoons til November. Can't wait til I no longer have to pay childcare and can throw this money at the CC each week!)
8) Frozen pizza for tea as B has a friend for a girly sleepover. Methinks the Twilight DVD will get it's umpteenth airing!

Not much, but it'll do!
L x