Just closed the capital one CC after 3 years woo!

louby_lou

Well its done. Ive just closed it. a nice man called Daniel was trying to keep me by offering me things but I stood firm and closed. Now just got the one CC and student overdraft to clear and im back to 0. rather be 0 than minus tho eh! Sorry to ramble just wanted to share! xxxxxx

Emmzi

Well done louby!!!

Any word on pay rise?

wishingonastar_3

can i ask a really thick question here. is it that simple to close a cc account? i have 2, which are all fully paid up, and which i want to shut, but thought i would have to put it in writing or something to close the account and have been putting it off. (they are capital one and halifax visa)
thanks

woas

Broken_hearted

Capital one won't close an account down fully till they have it in writing. Most accounts are like this, they keep the account open just incase you change your mind.

louby_lou

I just rang up and said i'd like to close my account please and after much chit chat about me being such a good customer (yeh right) they finally agreed to shut me down. told me to cancel direct debits and any other regular charges and that i will get a letter in the post confirming it. also told me to cut up my card. very nice people on the phone i must say - just want me to spend is all! haha. the number i rang is on the site on the help section. its an 0800 number too :T

dap_3

Just wondered - is the natwest CC at 0%? Since you have £3000 in the halifax ISA...

Old_iron_balls

Good on ya Lou - great stuff

southernscouser

Well done hun thats brilliant! :j

I closed my Tesco account tonight! The sound of cutting through the chip in the card was like sweet music! :rotfl: