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Bankruptcy

Hi, I am having to go Bankrupt very soon and have been told that as a photographer I will have to declare my framed and mounted images as stock in hand on the Bankruptcy forms and give them a value. They may then be taken from me and sold against my debts. Obviously I will then have no stock to sell and will not be able to afford to get more framed. I also have some photographs up in an exhibition which does not end for some time. Can anyone offer advice please?

Comments

  • RAS
    RAS Posts: 36,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    hi

    Best place is to post up on the BR forum here: http://forums.moneysavingexpert.com/forumdisplay.html?s=&daysprune=&f=136
    If you've have not made a mistake, you've made nothing
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Hi Lizzieblue, it is true than any business assets that you have will be part of the bankruptcy, but there are two things to consider. Tools of trade can at the discresion of the Official Receiver be exempted. This may apply to cameras but not stock and probably not the items in the gallary. Secondly, what the OR wants is the Moey not the items themselves and they are only worth what other people would pay for them. You should consider what is essential for you to carry on working, find a realistic price for them and see if you or a Friend/family member could buy them back from the OR
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
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