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SOA - Final draft!
CJOR
Posts: 124 Forumite
Is this OK now???? 
Statement of Affairs and Personal Balance Sheet
Monthly Income Details
Monthly income after tax................ 499.85
Partners monthly income after tax....... 0
Benefits................................ 925.11
Other income............................ 0
Total monthly income.................... 1424.96
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 274.54
Management charge (leasehold property).. 0
Council tax............................. 103
Electricity............................. 40
Gas..................................... 0
Oil..................................... 60
Water rates............................. 48.4
Telephone (land line)................... 40
Mobile phone............................ 20
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 525
Clothing................................ 50
Petrol/diesel........................... 120
Road tax................................ 16
Car Insurance........................... 23.37
Car maintenance (including MOT)......... 20
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 20
Medical (prescriptions, dentist etc).... 20
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 1422.31
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 300
Other assets............................ 0
Total Assets............................ 300
No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
(Unnamed debt).................55000.....0.........0
Total unsecured debts..........55000.....0.........-
Monthly Budget Summary
Total monthly income.................... 1,424.96
Expenses (including HP & secured debts). 1,422.31
Available for debt repayments........... 2.65
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 2.65
Personal Balance Sheet Summary
Total assets (things you own)........... 300
Total HP & Secured debt................. -0
Total Unsecured debt.................... -55,000
Net Assets.............................. -54,700
Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using IE browser.
Statement of Affairs and Personal Balance Sheet
Monthly Income Details
Monthly income after tax................ 499.85
Partners monthly income after tax....... 0
Benefits................................ 925.11
Other income............................ 0
Total monthly income.................... 1424.96
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 274.54
Management charge (leasehold property).. 0
Council tax............................. 103
Electricity............................. 40
Gas..................................... 0
Oil..................................... 60
Water rates............................. 48.4
Telephone (land line)................... 40
Mobile phone............................ 20
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 525
Clothing................................ 50
Petrol/diesel........................... 120
Road tax................................ 16
Car Insurance........................... 23.37
Car maintenance (including MOT)......... 20
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 20
Medical (prescriptions, dentist etc).... 20
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 30
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 1422.31
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 300
Other assets............................ 0
Total Assets............................ 300
No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
(Unnamed debt).................55000.....0.........0
Total unsecured debts..........55000.....0.........-
Monthly Budget Summary
Total monthly income.................... 1,424.96
Expenses (including HP & secured debts). 1,422.31
Available for debt repayments........... 2.65
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 2.65
Personal Balance Sheet Summary
Total assets (things you own)........... 300
Total HP & Secured debt................. -0
Total Unsecured debt.................... -55,000
Net Assets.............................. -54,700
Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using IE browser.
0
Comments
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Hi CJOR - it looks okay to me except you need to round figures up or down to nearest pound. Also, I can't compare it to the comments that were made before because you put this into a new thread so I don't have the benefit of others' comments but it you included them thats good.
:j :j
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