Home Contents insurance..

PSNautical

Hello My friends,

i have been plodding along with the bankrupt caper for a good while now,

discharge due in oct!

i have however, run into a small problem,

aviva (used to be norwich direct) have sent me aletter saying basically, you need to pay your full years contents insurance upfront you dirty bankrupt swine!

i called (and because its not 500 plus, credit ) and did not state my bankruptcy, and asked why this was happening, after 6 years of never missing a payment..

the guy on the fone said "i dont know.." and wouldnt enter into agreement..

paying out 200 quid all in one is a bit of a struggle for me, as you can imagine,


SO!

any advice on good insurers that can offer help?

desperatetobedebtfree

Ive rang into a similar prob with Co op. They wont put a figure on credit agreement so just says undefined. I will need to pay £100 up front. Am Annoyed I didnt pay for it all in one go pre bankruptcy

PSNautical

i did, but its running out a month before im discharged completly,

ive already recieved "letter of (dis) interest" Ie theyre no longer interested in investigating me, and have said they'll happy to let the BR run its course..

fiveyearplan

I think a lot of people go with more than.

peachyprice

desperatetobedebtfree wrote: »

Ive rang into a similar prob with Co op. They wont put a figure on credit agreement so just says undefined. I will need to pay £100 up front. Am Annoyed I didnt pay for it all in one go pre bankruptcy

How very preculiar, I startred a whole new buildings, contents & travel policy with Co-op half way through my BR and they allowed me to pay in installments, however, they wouldn't let me pay my car insurance in installlments though, so I stuck with the AA, I'll try again next year.

philnicandamy

Yep I agree.....very strange!

Had no problems before or even after with more than & my bankruptcy (over 2 and a bit years now)

PSNautical

are more than bankrupt friendly?

thanks for the advice guys..

PSNautical

i cant believe how ignorant "aviva" have been, considering 6 years of contract and NO claims..

nothing like bein treat like a crim is there

philnicandamy

Hmm unfortunatley some insurance companies think us bankrupts are an untrustworthy bunch for some reason....:rolleyes::D

fiveyearplan

philnicandamy wrote: »

Hmm unfortunatley some insurance companies think us bankrupts are an untrustworthy bunch for some reason....:rolleyes::D

.... don't forget thieves and liars..

iquit

4 months into BR and getting fed up of the constant persecution. Car insurance due renewal Nov and no contents insurance at the moment. I suppose I should start the search now. Thanks for the responses - I'll start with more than.