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how long for loans to be 'settled'?

alo6
alo6 Posts: 185 Forumite
Part of the Furniture Combo Breaker
I ended 2 loans about 5-6weeks ago. One with santander and one with FLM. I also closed an RBS account i had.

The two loans are still not settled, although the RBS current i closed on the same day was settled early last week.

I am really wanting to apply for a cc so i can pay off a stupid wf loan with the usual extortionate interest rate. And well im guessing i will have a better chance with these two loans marked as settled.

do i phone them up or just wait it out?

(patience never was my cup-o-tea)
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