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First time post/long time lurker
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Still on course, thanks again for the encouragement
Stopped spending money in the week now, down to 1 coffee or less at work from the canteen, using 1 car as much as possible too. Cut our fuel bills in half by finally switching, reduced our dvd rental to minimum as has the sky bill every month. Cancelled magazine subs, started doing as much overtime as I can, as has the wife
Things are looking up, bonus due at work, which could be close to 2k, just won a voucher for £200 for parts for my carwhich will help me scratch my itch
Still need to sort out our dfd, and contact the credit card companies for a final figure on all our cards and loansKeep putting that bit off
Still here, and can actually say: still saving0 -
Brilliant - well done. Your bonus and the overtime will make a good deal of difference to the debt, combined with the savings your making.
How's your SOA looking with the changes you've made? Are you close to break even on income/outgoings? If it helps, alot of us spreadsheet everything (and I mean EVERYTHING :rotfl: ) so we can see exactly where we are against budget, watch those debts come down and once you're past break even, throw some more at your debt when you can.
On the food shop front, yeah, alot of us have the same problem re: time. I'm a single parent working full-time, but I use the net to find deals at Tesco and Sainsburys and shop accordingly. Doesn't mean I go to both supermarkets each week, but does help with meal planning and getting better value = less spending.
Keep us posted on your final figures when you're ready.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180
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