1st Credit, mackenzie hall, need help.

cazza65

Hi sent a letter from the post you gave, had another letter today and these are the main parts,
They thank for our letter then put " with regards to your statement about the account being statute barred, this has certainly no bearing on this account. The balance was sold to them Jan 2004."

they then state the payments my husband paid in 2007 and thats it. At the top of the letter it gives the balance.

What should be do now as if it was sold to them in 2004 it must have been taken out at the latest 2003 which is about 7 years ago? Wouldn't this make it statute barred even though he did make some payments to the via Mackenzie hall in 2007?

Any advice please as it looks like they are saying we still have to pay the money?

They have put they have requested a copy of the agreement. We asked for this from Mackenzie in 2007.

*did start a new post but told as he paid some money it will reactivate the debt? Just wanted your advice as was told in this thread they can't?

Thanks again

cazza65

Anyone??? Could you please let me know what we should do now???

LoopyPrune

I also have had letters from this company regarding a debt from days gone by. I binned it and every other letter since then and I have never been take to court yet. They try to bombard you with important looking !!!!!!!! like we may take you to court or we may default your credit file etc but they never do cause they cant.