what is situation if the husband gets an extra £200 in his private pension for being

searcher30

what is situation if the husband gets an extra £200 in his private pension for being married but he does not support his wife in any way (not even providing her with the £200 per month he is earning on his pension). any advice on how this works exactly on a private pension would be appreciated. thanks in advance.

dunstonh

In what circumstances is he getting an extra pension for being married? What type of personal pension is this? Off the top of my head I cannot think of any personal pensions which pay more because you are married. Usually, if a spouse is included, the benefits are less.

searcher30

the ex husband (though still not ex) did effectively get an increase in his pension. I think this is the state pension and i think my mum said that this was around £200 per month but obviously i woudl need to double check the figure.
this comes under the section "Increases payable under your state pension" and then it says "if you are a pensioner but your wife is not yet a pensioner and she is not living with you you can get an increase for her".
what is the situation if the husband has not been giving this to his wife????? but just using it for his own benefit all of these years . is there a law on this? thanks in advance.

Debt_Free_Chick

It depends on the scheme and the wording, but if the increase is to the husband's pension simply for being married, then it's simply that. An extra pension that he gets to do with, whatever he likes.

Some old company final salary schemes used to do this, though I've not seen it for many years. The rules did not state what the member did with the pension - it's simply his money.

Would need further details of the scheme paying this extra, to be more specific.

CIS

It sounds like the dependeants allowance part of the state pension for when a man is after SPA and claiming his SP and his wife is not receiving/receving very small earnings and she is under SPA. The increase would circa #50 p/w (max( at todays rates.

The rules state:

83.—(1) This section applies to—

(a) a Category A or Category C retirement pension;

(b) an invalidity pension under section 33 or 41 above.

(2) Subject to subsection (3) below, the weekly rate of a pension to which this section applies, when payable to a man, shall be increased by the amount specified in relation to the pension in Schedule 4, Part IV, column (3)—

(a) for any period during which the pensioner is residing with his wife; or

(b) for any period during which the pensioner is contributing to the maintenance of his wife at a weekly rate not less than that amount, and his wife does not have weekly earnings which exceed that amount.

(3) Regulations may provide that for any period during which the pensioner is residing with his wife and his wife has earnings—

(a) the increase of benefit under this section shall be subject to a reduction in respect of the wife's earnings; or

(b) there shall be no increase of benefit under this section.

Ive never come across any rules that prohibit a man from spending the money on himself,

CIS

It isn't a pension category, it's termed as a dependents allowance

Cat A = Pension based on own records
Cat B = Pension based on spouses record (Div /widowed)
Cat D = Over 80's pension
Cat AB = Category B pension where person also has some Cat A in their own right
Cat BL = Womens 60% top-up
Cat ABL = Womens 60% top-up and womens own category A pension
Cat C = now obsolete (I think it was widows pension around 1948)
SPA = State Pension Age

I can agree fully with what you say - never dealt with the adult dependency increase but it may be worth checking whther the rules state the husband must live with the wife ( i dont think they do though)