Credit Rating "needs improvment" need a loan

shibuya

My credit rating "needs improvement" and i need around 15K personal loan to finance a move abroad and consolidate some CC debt. I am looking to pay it off over 10 years to keep the payments down to £200/month for the 1st 2 years before re-fininacing to 5 years.
Promise finance looks ideal, but they are for home owners only and of course i dont want to apply for loans that im not eligable for.

Is there anything out there right now?

Cheers

Rafter

Shibuya,

If you are after a £15,000 unsecured loan, you are going to need a good income and a good credit rating.

From what you have said it looks unlikely and your seach will be fairly fruitless. My only suggestion is to approach your own bank who will have more insight into your credit history.

Good luck

R.

Warriorsith

I don't think you'll get the loan, or any if fact if your going to move abroad. Looks like you'll have to knuckle down and get some debts cleared and save some money before you can do anything you want too.