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Virgin One

starbuck_3
Posts: 31 Forumite
Hi
I am thinking of taking out a Virgin One mortgage, can i have some feedback from people who already have a mortgage with Virgin One.
Thanks
I am thinking of taking out a Virgin One mortgage, can i have some feedback from people who already have a mortgage with Virgin One.
Thanks
0
Comments
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i have had one with them for 6 years but i'm looking to move to a fixed one. we have found the plan great while we were doing our house up but now we want to pay less but get the mortgage down. we have no savings so i don't think we made the most of it. from reading bits on here i think it only works best if you have 30% in savings or more.
it's a higher interest than a lot of mortgages but you only have to pay the interest as direct debit from the account & the rest is up to you to leave in your account. if you have a high income at the beinging of the month it is worth it if all your dd goes out at the end of the month. it works well if you can leave a good amount in each month to clear the balance.
we have just gone up & up & now it's time for us to start going down.
i'm now going to the nationwide with 5 years fixed 4.78 set up charge os only 499. & we can make over payments & take payment holidays.0 -
Hi
Thanks for the info very helpful.0 -
Starbuck
Take a look at these threads;
One account?
The One Account
The One Account
I love mine, but it depends on whether you're willing to make it work for you.I really must stop loafing and get back to work...0
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