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What is the minimum lease a house has left

to run,that a bank/building society will refuse to lend?

Cheers.

Mine has 66 years left...and want to put up for sale but,have been told that lenders will not lend to a property with a lease less than 75 years.

Is this correct?

As my freehold owner wants 3 K to sell it.

Comments

  • bradrock
    bradrock Posts: 209 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I have my flat on the market at the moment and i have 66 years left, 3 estate agents said it wont be a problem. The flat next door just sold for full asking price with 66 years left.
  • nrsql
    nrsql Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    3k is cheap - cost me 12k + large solicitors bill. That was to extend not buy and included an increasing ground rent.

    I was told that shorter leases were expected in London than outside - but I would have thought even in London you should be thinking about it at 66 years. Think I was about that when I extended.
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