We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Advice Needed please

Hello everyone

I am seriously looking into bankruptcy, but have a couple of unanswered questions I need help answering if possible.

Firstly, if I go bankrupt, is my partner (who I live with) liable for any repayment costs or can the Baliffs come to take his personal belongings? For example his car, TV or anything like that? We are not married, but are living together and have a son together.

Secondly, we are living with his mother at present and if I go bankrupt, will it be recorded on the house details and therefore restrict his mother's credit ability?

Any help or advice anyone can give me would be greatly appreciated.

Thanks

Comments

  • dalip
    dalip Posts: 7,045 Forumite
    Bumble22 wrote: »
    Hello everyone

    I am seriously looking into bankruptcy, but have a couple of unanswered questions I need help answering if possible.

    Firstly, if I go bankrupt, is my partner (who I live with) liable for any repayment costs or can the Baliffs come to take his personal belongings? For example his car, TV or anything like that? We are not married, but are living together and have a son together.no but any joint debts wil fall to him to repay.

    Secondly, we are living with his mother at present and if I go bankrupt, will it be recorded on the house details and therefore restrict his mother's credit ability?no that stopped years ago it now only goes against the actual person not the address

    Any help or advice anyone can give me would be greatly appreciated.

    Thanks


    Welcome and hope that helps anything else just shout:D.Dx
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    And secondly....get some professional advice from any of the free helplines in either my or dalips sig

    and welcome!
    We all die. The goal isn't to live forever, the goal is to create something that will
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.