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Why Can't I get a mortgae (at a sensible rate)

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  • Mrs Bumble
    I would require a loan of £190-200K.
  • Mrs_Bumble
    Mrs_Bumble Posts: 1,028 Forumite
    Have you approached your own bank? Other than that I can't see anyway around it for you than trying to find a buy to let product that doesn't have a huge fee attached.
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • dwsjarcmcd
    dwsjarcmcd Posts: 1,857 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Why don't you raise a mortgage secured against the holiday home rather than your main residence?
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