NEW SOA is this ok?

skibadee

Net monthly income............................................ ......600
Partners contribution ............................................561
Rent/board recieved.......................................... ........180

total............................................. ........................1341

rent.............................................. .........................375
water............................................. .........................38
gas............................................... ..........................45 To cover winter too
electric.......................................... ..........................50 Ditto
contents ins............................................... ..............14
telephone inc., mob., and internet................................60
tv licence........................................... .....................12
repairs........................................... .........................25
life ins.,............................................. ......................33
fares/travel............................................ ..................80
food/toileteries/cleaning.......................................... ..450
pet/ins............................................... ......................20
clothing footwear.......................................... ............60 Inc summer uniform
hairdressing...................................... ........................10
medicines/prescriptions..................................... ..........17
dentist/opticians......................................... ...............20
sports/hobbies/entertainment..................................... ..0
sundries/emergencies....................................... ...........20


total............................................. ..........................1329

surplus .................................................. ...................12
Your SoA would look someting like this.

Forgot to add council tax ..£115 a month

So..
My in come ..............£640.......this is approx take home averaged on 6 wage slips
ND cont.,.................£180
OH cont.,.................£650

outgoing.................£1419
incoming.................£1470
surplus......................£51


Is that about right?????????

Should I reduce OH's contribution to take into account two debts are in joint names?????

skibadee

Also my working hours go up and down....if I averaged my last 3 wage slips my income would be less ???

philnicandamy

skibadee wrote: »

Net monthly income............................................ ......600
Partners contribution ............................................561
Rent/board recieved.......................................... ........180

total............................................. ........................1341

rent.............................................. .........................375
water............................................. .........................38
gas............................................... ..........................45 To cover winter too (still seems low)
electric.......................................... ..........................50 Ditto (ditto)
contents ins............................................... ..............14
telephone inc., mob., and internet................................60
tv licence........................................... .....................12
repairs........................................... .........................25 whats this for?
life ins.,............................................. ......................33 OR WILL take interest in this
fares/travel............................................ ..................80
food/toileteries/cleaning.......................................... ..450
pet/ins............................................... ......................20
clothing footwear.......................................... ............60 Inc summer uniform
hairdressing...................................... ........................10
medicines/prescriptions..................................... ..........17
dentist/opticians......................................... ...............20
sports/hobbies/entertainment..................................... ..0
sundries/emergencies....................................... ...........20 Not allowed....


total............................................. ..........................1329

surplus .................................................. ...................12
Your SoA would look someting like this.

Forgot to add council tax ..£115 a month

So..
My in come ..............£640.......this is approx take home averaged on 6 wage slips
ND cont.,.................£180
OH cont.,.................£650

outgoing.................£1419
incoming.................£1470
surplus......................£51


Is that about right?????????

Should I reduce OH's contribution to take into account two debts are in joint names?????

just a few quick thoughts...regards OH contribution if its only you going bankrupt then no joint debt..that will fall to OH

skibadee

So should I not include any joint debts on my BR forns...only ones in my sole name?

peachyprice

You still include them so the creditors know you are BR, but liability then falls to your OH.

fiveyearplan

Yes, still include the joint debts on BR form. How many people in your household?

skibadee

There are 3 adults in household, no dependents.