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Did we get a good rate?

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Comments

  • emmaHarris_2
    emmaHarris_2 Posts: 350 Forumite
    Of course Brokers and Mortgage Advisors are aware of this too as they are aware of the business module used by sub prime lenders. Thankfully, not many advisors here advocate sub prime lenders and will whenever possible provide advice on the best deal and keep borrowers in the mainstream markets, even if it means paying a 'point or two' above, as the long term effects based on the unknown can be very costly overall in other ways.

    Sometimes it is better to rent and fix your credit yourself than take out a mortgage with a sub prime lender...it really is a different market!
  • dai_griff
    dai_griff Posts: 19 Forumite
    I love this forum, as you learn something new everyday! even if you haven't got a clue what some people are talking about!!!!

    Still waiting for mortgagemama to give some advice!

    Dai
  • emmaHarris_2
    emmaHarris_2 Posts: 350 Forumite
    Hi Dai, just be careful before taking out a contract with a sub prime lender:)
  • emmaHarris_2
    emmaHarris_2 Posts: 350 Forumite
    Hi Mortgagemamma:)

    Were you able to discuss with Dai different options?
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Dai

    I emailed you a recommendation a couple of days ago? Abbey? Sorry if you have been phoning, I got hit on the head with a cricket ball :) (funny i know but painful) and was a bit off colour, not done much for a day or two....apologies. but please check your email in junk mail!

    Lisa
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • dai_griff
    dai_griff Posts: 19 Forumite
    mortgagemama,
    Sorry to hear about the cricket ball incident! I know how much that hurts....

    As for email, I have none as I think you must have taken the wrong address of me, therefore when your feeling better could you phone me asap.
    In the mean time could you email me at the following what you had sent to my other addy:

    david.griffiths@mail2web.com

    By the way this week im working afternoons Mon-Wed and Thurs and Fri days.

    Hope u feel better soon!

    Dai
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sent Dave.

    Lisa
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • dai_griff
    dai_griff Posts: 19 Forumite
    mortgagemama

    Just emailed you. We are still waiting for the planning to come through, its looking like it could be August now.

    I need to talk with you about this Abbey mortgage you sent me.

    Will try and get in touch with you in the week.

    Regards

    Dave
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Dave

    Did you have a nice holiday? thanks for the email. Things will likely have changed a lot now since we last spoke so I will have to look at it again.

    Give me a shout when you are ready.

    MM
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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