Form 6.28

Desperate+Depressed

Section 5 - Bank a/c and c/c

5.1 Do you have any cheque cards, cash dispenser cards, credit or charge cards, debit cards?

I've listed the 2 c/c I currently have (but I am not using!!!), I have also listed the 2 debit cards with previous banks. Just wondered, do I enter current debit card here or at 5.4?

5.4 List any bank, b/society a/cs held in last 2 years. I've listed these, and it is here that I've entered new Barclays a/c and ticked that income is paid in here (I receive benefits, not wages)

Any help would be appreciated

Thanks x

dalip

Desperate+Depressed wrote: »

Section 5 - Bank a/c and c/c

5.1 Do you have any cheque cards, cash dispenser cards, credit or charge cards, debit cards?

I've listed the 2 c/c I currently have (but I am not using!!!), I have also listed the 2 debit cards with previous banks. Just wondered, do I enter current debit card here or at 5.4?both

5.4 List any bank, b/society a/cs held in last 2 years. I've listed these, and it is here that I've entered new Barclays a/c and ticked that income is paid in here (I receive benefits, not wages)

Any help would be appreciated

Thanks x

Better to be safe and put them on both. Also you have to relist any "unsecured" debts from section 4 again in 5.2 if they are c/c or debit cards ect.Dx

Desperate+Depressed

Thanks D.

Hope you don't mind, but I would like to send you a PM? It's only to pick your brains!! :rotfl:

dalip

Yes no worries. send away:rotfl:

Desperate+Depressed

Sent it to you.........hope you've received it, as the computer didn't save a copy!!

x

dalip

yes got it:D

Desperate+Depressed

Hi th
You may be reading the amendments you have requested I make! Just had a few thoughts since typing.......what do you think to adding this paragraph in somewhere in the "reasons" section????

"
It is with regret I find myself in the position of petitioning for bankruptcy. I have nearly £28,000 worth of debt with little ability to pay my creditors as I am now in receipt of benefits.
Up until my debts became unmanageable, I had always tried to make my required payments on time.

Over the last two years my personal debt has become a major problem. My partner and I separated January 2009 and I found the experience very difficult.
I have taken advice from CCCS who have pointed out to me that it will take me 30+ years to clear my debts by making token payments to my creditors. There advice was that I petition for bankruptcy."

x

dalip

Desperate+Depressed wrote: »

Hi th
You may be reading the amendments you have requested I make! Just had a few thoughts since typing.......what do you think to adding this paragraph in somewhere in the "reasons" section????

"
It is with regret I find myself in the position of petitioning for bankruptcy. I have nearly £28,000 worth of debt with little ability to pay my creditors as I am now in receipt of benefits.
Up until my debts became unmanageable, I had always tried to make my required payments on time.

Over the last two years my personal debt has become a major problem. My partner and I separated January 2009 and I found the experience very difficult.
I have taken advice from CCCS who have [STRIKE]pointed out to me that it will take me 30+ years to clear my debts by making token payments to my creditors. There advice was that[/STRIKE]advised I petition for bankruptcy."

x

yep sound good d+d and yes i was just reading your reply.lol

fiveyearplan

Those reasons look good to me.

Desperate+Depressed

Dalip, we have crossed messages again!lol

Where within my other reasons do you think I should put the latest paragraph?

Sorry to be a pain in the butt........I just want to get it right!lol

Also, the OR won't ask details of my ex-partner will they - name/address etc?

dalip

Desperate+Depressed wrote: »

Dalip, we have crossed messages again!lol

Where within my other reasons do you think I should put the latest paragraph?At the end,,maybe as a closing statement

Sorry to be a pain in the butt.not you.......I just want to get it right!lol

Also, the OR won't ask details of my ex-partner will they - name/address etc?

No why should they:D