A weight lifted

devona

I would just like to say a BIG THANKYOU to everyone on this board and if it wasnt for u I wouldnt have got through today:j.As of 10.30 this morning I am officially BR. At this moment in time I still feel quite numb but im sure it will get better.
I spoke to a clerk at the OR office whilst at court and he said he had no interest in my co- op account and that I could use this still, however my account has a cheque book and £200 overdraft facillity should I give the bank a call and tell them im now bankrupt so they can withdraw the facillities.

dalip

Well done dev on getting this far. Yes you must ring the bank because as a bc you are only allowed a basic account.Good luck.Dx

Desperate+Depressed

Congratulations dev :j

Fresh start as from today! :beer:

So_Sad_Angel

Hi devona

Thats this bit over with.

Well done on getting through the day...difficult I know but when there`s no other option then it has to be done.

Try & relax this evening ..it will have been a long day for you.

Angiexx

mamabuddah

well done, might be going down this line myself soon...its so stressful

tigerfeet2006

Glad it all went smoothly for you today.

So_Sad_Angel

mamabuddah wrote: »

well done, might be going down this line myself soon...its so stressful

Hi....please feel free to ask us questions if you need to. The more you know the easy the stress is to handle. Remember you are not alone.

Angiexx

devona

Just phoned co - op explained situation with account and they said they will close this one, other than the co -op what other banks will accept BRs.It has been a roller coaster of a ride and I know it aint over yet but with all ur help im hoping to pull through .

So_Sad_Angel

Will the Coop agree to open a Cashminder account in its place? Otherwise a basic Barclays account is another option.

Make sure you tell them you are bankrupt though...saves them trying to cross sell you stuff.;)

devona

Been trying to get through to co - op on phone to discuss opening basic account ,I might just try and open a barclays one tommorow as there is a branch in town.Is the Barclays one ok ? I feel a little ashamed having to confess to BR so will they be gentle with me

So_Sad_Angel

The trouble with Barclays is that you have to open this account at the branch & it takes them ages to decide if they will open the account. Also their staff talk to you in the banking hall.

....its not very private & people can hear what you are saying.

Sadly thats just my opinion & maybe it has changed. I can only speak from my own experience here. I will not open a Barclays account again until they make their interview spaces more private. Oooops `rant` over

However Co-op is done on the phone....private, their staff are non-judgemental & this is a common request to open an account for a BR person & not seen as `out of the ordinary`. I found the whole process very straightforward & painless.

Angiexx