📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Viking Collection Services

Options
Hi

I've had a letter today from Viking Collection Services about a BHS dual card account.

They are asking me to pay the full balance within 7 day and want me to phone them on to make payment by debit card.

I've written to BHS on 18 August to with a CCA request but I've not heard back yet.

Which letter do I send to Viking Collection to get them to stop the admin and letter and phone charges. Is it the same one I sent to BHS originally?

L
Getting there, slowly but I WILL be debt free before I retire :dance:

Comments

  • Anyone able to help?

    L
    Getting there, slowly but I WILL be debt free before I retire :dance:
  • Hi

    I've decided to send them the prove it letter. Hopefully that will keep them at bay for a bit.

    L
    Getting there, slowly but I WILL be debt free before I retire :dance:
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    To Viking...........
    FORMAL NOTICE - ACCOUNT IN DISPUTE

    Dear Sir or Madam,

    Account number: XXXX XXXX XXXX XXXX

    I must admit that I am rather bemused as to why this account has been passed to yourselves, as it is in dispute with the BHS and has been since DATE.

    Not only is this a breach of the Consumer Protection From Unfair Trading Regulations 2008 and the Office Of Fair Trading's debt collection guidelines, but also in breach of the Consumer Credit Act 1974 and Data Protection Act 1998.

    As BHS are now in default of my Consumer Credit Act request and OFT Debt Collection Guidelines, I consider this account to be in SERIOUS DISPUTE.

    As you are aware while my Consumer Credit Act request remains in default enforcement action is NOT permitted, under s127 this constitutes a complete defence at law.

    Consequentially any legal action you pursue will not only be fully and vigorously defended, it will ALSO be averred as both UNLAWFUL and VEXATIOUS.

    Now I would respectfully suggest that this account is returned to BHS for resolution of these defaults and breaches, as Viking Collection Services cannot lawfully pursue any enforcement activities.

    If Viking Collection Services chooses to ignore my dispute and attempt enforcement, I will initiate legal action and file reports with the appropriate authorities, including, but not limited to, Trading Standards, Office of Fair Trading, Information Commissioners Office, Financial Ombudsman Service and possible court action.

    After taking advice, I am of the opinion that any continued pursuit is in violation of the Administration of Justice Act 1970 section 40 as well as breaching a number of the OFT Collection Guidelines and the Consumer Protection From Unfair Trading Regulations 2008.

    I hope that this will not be necessary and an acceptable solution can be accomplished.

    I would appreciate your due diligence in this matter.

    I look forward to hearing from you in writing.

    Yours faithfully
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Thanks

    I've added my bit and have printed it out, just off to the post office to send it recorded delivery.

    L
    Getting there, slowly but I WILL be debt free before I retire :dance:
  • Hi
    Anyone that is being plagued by Viking Collection Services
    They have a bogus address in Milton Keynes that just has your letters returned by the post office marked
    "Addressee gone away"

    The office to write to is,

    PO Box 800
    LEEDS
    LS99 2AE

    Regards
    TONCRA
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.