Friday 28th August - What small DFW things have you done today?!

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning All,

Yay, Friday (and a long weekend)

Hello to everyone who posts today. Hugs to those that need them.

Today I have/will:
• Checked online banking – payday so moved money over….I think they have sorted out my tax as it was a bumper paypacket!
• Virgin bingo scratchcard 25p, then won £1 on a scratchcard
• Meals from storecupboards
• Do the usual checks for jobs etc
• Have an LSD - will buy a coffee when I am in town
• Enter comps online
• Do lottery online
• Get my timesheet filled in and faxed off so I get paid next week

Think that is about it – take care everyone

Candy xxxx

DawnW

Morning all - hooray, its Friday :j:j:j:j

Today I have / will:

Checked online banking (got paid - hooray!)

Moved redundancy money from old job to savings - I was keeping it in current account in case new job messed up wages - but they didn't. 'Redundancy money' in this case isn't a fortune but about the same as a normal month's salary. It meant that I would still be able to pay my mortgage and bills on time if new job did mess up :cool:

See to animals and plants (done am shift)

HM meals

LSD, just need to buy some red peppers for the roasted sausage and veg dish I am making tonight.

Try to do some housework tonight so not too much to do over weekend - it certainly needs doing as DD2 has been looking after a puppy for a friend who is on holiday this week - mostly in friend's house, but long enough in mine to totally wreck it :rolleyes:

Have a nice day everyone :hello:

Jag_Babe

Morning Everyone, Hope all is well today.

My plans for today are:

• Catch up with the ironing I will do this tomorrow so I can iron the washed things to
• Catch up with the washing – hang it up inside as it is a horrible wet day again Decided to leave until tomorrow to see if its better weather (can live in hope)
• Look for new work contracts done
• Add 10 items to ebay account – post orders done I actually managed to list 50 items so well and truely done.
• Update 101 blog
• Catch up with emails done
• Check online banking
• Pay bills that need paid
• Update budgets and spending diary
• Update sig
• Update networking sites
• Empty office bin (which is overflowing)
• Schedule new work projects that have come in
• Daily scratchies done 20p I also seem to ahve got a free £1 from somewhere
• Do any surveys that come in done
• Organise the home check and sort the paperwork done
• Do work on my animal blogs
• All meals from store cupboards done
• Tidy desk and office in general
• Tidy the spare room and the shelving units (making it into a study)
• Check pigsback account done
• Make a list of items for ebay and free cycle done and all listed on the sites too.

Well I think that is everything for today. I have a long list today, as did not really do not much yesterday, as I was not feeling to good.

starnac

morning all. i didn't do much yesterday either but that was due to lazyitis more than anything else. payday today so......

[STRIKE]check online banking[/STRIKE]
[STRIKE]move money into joint account for bills[/STRIKE]
[STRIKE]do september budget[/STRIKE]
[STRIKE]change bedding[/STRIKE]
NSD
[STRIKE]check for jobs[/STRIKE]
[STRIKE]get ebay items ready for listing[/STRIKE]
take photos
decide what to have for dinner

think that's it. i may have to add to it later as it seems quite short and have made a good start already

WelshWoofer

Morning all!
Fanfare.....Last day at work! Last day at work!!!:j

I'm officially a student after today - scary but exciting at the same time for a 37 year old!

Today's tiny list is...

• Breakfast bar from drawer in work to use it up
• Will buy cheap lunch as I got up late (on my last day!) and didn't have time to make some
• Out for a curry tonight with best friend and her new BF and OH - will try not to go bonkers and order more than I'll eat
• Check banks - all as expected
• Email friend about their new baby - arrived 45 mins ago!
• Phone student finance - again!
• Do any surveys that come
• "Sanitise" my work laptop before I give it back! (No personal stuff on it)
• Do a bit of ironing
• Walk dog for free exercise
• Do homework from uni if work has nothing for me to do

That's it for today - have a good one!

Pippilongstocking

Hello all

check banks
check cc's
PAD to evil edna
Look into getting tickets for Muse for DS birthday in Nov (insert blue eeeeeek smiley) not cheap - but hey he's only 15 once and I am now seemingly the 'coolest mum ever'
DS to sleepover at chums (no food for him here)
DD might be on a sleepover tonight too (See above)
Woo hoo OH comes up tonight - his monthly visit
German student to settle in and take to supermarket etc
Lunch with almost leaving french student (eating out but will use college canteen so not so expensive)
Pennies to spotty pot
Must do some batch cooking over weekend
Tidy up a bit (especially in my room)
Pick up kettle for students room from freecycle
Sort out the fridge its needs a good sort out
Feed chickens
Walk doggies in field hopefully
Hope for a nice weekend relax I hope
Try and organise some wood chopping (free fuel)
Speak nicely to the carpetry dept at college (free off cuts of wood for fuel)

Odd knee length stripey socks on today visitors to our dept again today - means that I have brushed my hair twice this week and used both the iron (unheard of) and the hair dryer (also unheard of) not even covered in MUD anymore - most unusual and sad.

pixiechick99

rachelmk wrote: »

Morning all!
Fanfare.....Last day at work! Last day at work!!!:j

I'm officially a student after today - scary but exciting at the same time for a 37 year old!

That's it for today - have a good one!

37-year old student here too!!!
But sadly, even though I'll be called a full time student, I'll ony be in Uni one day a week and in work the rest;)
Exciting though isn't it?:rotfl:

edinburgher

Thanks to Candy for starting the thread and a big good morning to everyone else

Feeling very pleased today as I now owe less than £3k, have applied to do my professional cookery course (life change ahoy) and am going to head out an apply for a second, p-t job just as soon as Sainsbury's turn up with my groceries!

• Scratchies (20p)
• Daily clicks
• All transfers completed (banking)
• Debts paid for the month
• Going shopping (cut my toiletries bill in half to £10, hoping to spend £5 or less), pick up any nice oopsies I see
• Apply for p-t chefling job (that's an inexperienced chef between you and me)
• Transfer money for university fees
• Try the delicious pork rillettes (think fancy pate) that I've been slow cooking since yesterday night and have just set. Ok, so that's not DFW at all, but it will taste good :T
• Washing at 30 degrees
• Change the bed
• Hoover?

savingforarainyday

Friday:j:j:j

Today I have/will

Been to tip to get rid of all stuff we cleared from scout/guide grounds
B&Q for sand to finish wall in garage, bricks will be out of garden at last
Checked email list for appartments residents
Rang clients to return paperwork this evening
Found another mystery shop to apply for
Got cheque back from orange from when they kept forgetting to cancel a phone contract £52.11 this will pay for food for dd's 18th
Written Septembers budget
Will cancel hair appt. Friend is going to do it for me half the price
Gluten Free baking this afternoon
I have an interesting jam/jelly recipe involving rhubarb and ginger, whether it goes anywhere.......... we will see
Have moved some money around, but it doesn't seem to have moved so I am watching it........... not moving:rotfl:
Washing in machine to go on overnight
I must hoover.

DH is working all weekend, so it gives me plenty of time to get on with stuff without any excuses.

Have a Fantastic Friday:D

Pippilongstocking

millyscarlett wrote: »

37-year old student here too!!!
But sadly, even though i'll be called a full time student, i'll ony be in uni one day a week and in work the rest;)
exciting though isn't it?:rotfl:

41 year old student here - shh don't tell anyone

good luck to you both

Marru

Hello,

Still finishing bits and bobs from yesterday.

I did manage to put a plea on the forum for help but it has slided to the second page already. So HERE it is if any of you lovely people have any experience to share with me. Thank you.