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Does anyone know........

does anyone know how strict Halifax is with adverse credit my new broker has suggested they may accept. I have 1 small default on credit file nows settled

Comments

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    What is your LTV?
    How long ago was the default and for what amount?
    Any other adverse?
  • koexelek
    koexelek Posts: 7,847 Forumite
    Most high street lenders ( Halifax included) are pretty tough on any adverse at the moment
    I am a Mortgage adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Mrs_Bumble
    Mrs_Bumble Posts: 1,028 Forumite
    You have stated on a previous thread that your overall credit score is low because of searches etc and then you have this £60.00 default, has your new broker spoken to Halifax about these facts and they have said to still apply? I am not sure I would try Halifax?
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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