is this normal?

larzie30

had call from OR clerk, she went through my assets and my bank accounts and then said that an examiner would ring me within the next few days as this is not a particularly straight forward case (think this could be because of the house being in my ex partners name and the joint loan being secured on the house which now has a repo order on it) is this normal?

Cheers

L

philnicandamy

Perfectly normal...try not to worry probably just needs a more experienced examiner thats all

larzie30

thanks Phil, I think I am a born worrier. Is an examiner an Official Reciever or is that another step up, the lady stated that she was the clerk and that it would have to be passed to someone with an examiner grade, also when she started the call she said I would be passed to blackpool office, but by the end of it she said it may stay at liverpool because it is not straightforward. Really scared now, although she did tell me not to worry.

philnicandamy

Try not to worry.....clerks usually take initial details just the basics..the examiner is the person who deals with the day to day stuff more in depth finances etc they then pass the details onto the OR to cast an eye over..Usually you'll very very rarely speak to the OR themselves (I did at liverpool though..really nice guy very informal). The backpool office usually deal with cases from busier offices to help take the strain..BUT its for your benefit really if they said it'll be dealt with Liverpool (saves you a trip to blackpool should they need to see you)

Dont worry about the Liverpool office...they were brilliant with me while & after bankruptcy...

larzie30

Thanks for that Phil you really are the font of all knowledge. Feel better now that you have explained it to me properly!! THANK YOU

philnicandamy

larzie30 wrote: »

Thanks for that Phil you really are the font of all knowledge. Feel better now that you have explained it to me properly!! THANK YOU

Not really the font of all knowledge...just someone like you who's been through the rollercoaster that is bankruptcy & stuck around here to pass on EVERYTHING i've learned in over two and a half years

Really pleased though to hear your not as worried now......i've been the same myself i'd worry about not worrying! although if your feeling better now can I pass on my worries my OH's pregnant & a little grumpy with me for fussing too much!! :rotfl:

mustbedebtfree

philnicandamy wrote: »

Not really the font of all knowledge...just someone like you who's been through the rollercoaster that is bankruptcy & stuck around here to pass on EVERYTHING i've learned in over two and a half years

Really pleased though to hear your not as worried now......i've been the same myself i'd worry about not worrying! although if your feeling better now can I pass on my worries my OH's pregnant & a little grumpy with me for fussing too much!! :rotfl:

I always thought it was a good thing to fuss.......but then i never have been pregnant. Hopefully one day i'll know :rotfl:

philnicandamy

It is though so I believe.....but apparently i'm fussing too much!

mustbedebtfree

philnicandamy wrote: »

It is though so I believe.....but apparently i'm fussing too much!

Ah there must be a hidden fussing limit!

philnicandamy

mustbedebtfree wrote: »

Ah there must be a hidden fussing limit!

yep...read the manual & everything still cant find it! (she did scare me last night though....came at me with a plastic fish slice & threatned to beat me sensles if I didnt shut up!)

(sorry for the HJ......)

mustbedebtfree

philnicandamy wrote: »

yep...read the manual & everything still cant find it! (she did scare me last night though....came at me with a plastic fish slice & threatned to beat me sensles if I didnt shut up!)

(sorry for the HJ......)

Yes sorry L, i do get carried away!!