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Thursday 27th August - What small DFW things have you done today?!
Candy0107
Posts: 1,645 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Morning All,
Hello to everyone who posts today. Hugs to those that need them.
Today I have/will:
• [STRIKE]Checked online banking [/STRIKE] - No change there
• Virgin bingo scratchcard 25p
• [STRIKE]Gathered all my payslips and tax letters for a mass filing session at the weekend[/STRIKE] - Done
• Meals from storecupboards
• Do the usual checks for jobs etc
• Have an NSD
• Enter comps online
• [STRIKE]Check when my lottery ticket runs out[/STRIKE] - Need to buy a ticket for Saturday's draw
• [STRIKE]Do a victory jig as CCCS have made a payment and I am now into another number[/STRIKE] - wo ho
Think that is about it – take care everyone
Candy xxxx
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Morning All,
Hello to everyone who posts today. Hugs to those that need them.
Today I have/will:
• [STRIKE]Checked online banking [/STRIKE] - No change there
• Virgin bingo scratchcard 25p
• [STRIKE]Gathered all my payslips and tax letters for a mass filing session at the weekend[/STRIKE] - Done
• Meals from storecupboards
• Do the usual checks for jobs etc
• Have an NSD
• Enter comps online
• [STRIKE]Check when my lottery ticket runs out[/STRIKE] - Need to buy a ticket for Saturday's draw
• [STRIKE]Do a victory jig as CCCS have made a payment and I am now into another number[/STRIKE] - wo ho
Think that is about it – take care everyone
Candy xxxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
0
Comments
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Morning all :j
Thanks for starting the thread Candy (nice early start)
Today I have / will:
Check online banking (done)
See to animals and plants (morning shift done)
HM meals from stores, including packed lunch for work
No spend day :T
Rush round lounge with hoover in a minute before I set off for work, so a little less housework to do at the weekend :rolleyes:
Maybe make some marmalade tonight if not too shattered when I get in
That's all for me, must dash - have a nice day everyone (though weather looks grotty)0 -
Good morning everyone :hello:
Payday today yippee _party_
Today I will / have:- Check online banking (done)
- Pay my "over payment" cheque from BT into loan account
- Hang out washing (fingers crossed will stay dry)
- Walk into town rather than drive
- Meal from store cupboard / fridge.
Bedhair
xx0 -
Morning all!
Well ive got quite a lot to fit in the next couple of days as I finally start my job on Tuesday (woop woop!)
Today I need to- Daily Scratchcard
- Ring ASDA to get money back they owe me on credit card
- List more things on ebay
- Housework
- Washing (and hopefully line dry if it stays sunny!)
- Sort out more stuff for carboot sale
- Enter competitions online
Time to get things sorted once and for all......0 -
Good morning
Was up very late last night - have finished assignment :j. Need to spend an hour or so to check it.
Going to keep the list short and achievable today:- [STRIKE]scratchies [/STRIKE]- 10p and 50p
- washing HC
- ironing 30 mins
- write to council tax people to inform them of a change of circumstances
- check and send assignment by special delivery

- check bank accounts and make relevant payments.
- print off gas and electricity bills while at work for file (am changing supplier soon).
- visit OH's mum
- relax and sparkle
urg x x0 -
Hi Everyone
I'm new to this thread and was interested in the on-line competitions you all seem to be play, which websites are you using for this? I Have quite a few things I need to sel on ebay but it seems so complicated to set up I keep putting it off!
Have a great day al you DFW's
:T0 -
Morning
Well done on finishing the assignmnet Urg
Hi Martini. I dont do comps but I am sure some of the lovely mse'ers on here will be able to help you.
Well its not raining here yet, so I am going to go up the allotment this morning, I need some veg
So.... Today I have/will
Checked online banking, wages in, spare cash transferred to Halifax od.
Mystery shop this morning on way to lottie (Done)
Sort stuff in DD's bedroom as she is home after weekend
look for 18th birthday stuff online couldn't find what I was looking for in town Still looking
Check purse for 20p's for pot another 40p
Line dry washing Done
DS at guitar lesson Done, sat an did "to do list while waiting"
Drop papers off to client
Keep house tidy:rolleyes: Hmm
Check listed ebay items 2 going
Right I am going before I get sucked in to reading MSE Forum all day:rotfl:
Have a good dayMy finances are work in progress.Normal veiwing will resume shortly0 -
Me today
Meat cooked for tea - orkney ale stew yum yum
Check bank
PAD to evil edna
Pennies to spotty pot
Write a few LONG overdue thank you cards
Bit flat in the stripey socks house today (dunno why) - sparkles to you all.Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Morning all!
2 more days at work to go!:j
My little list for today....- Breakfast at home (used free little trial pack of new cereal)
- Brought lunch to work - yesterday's tea leftovers
- Tuna bake for tea using up storecupboard bits and pieces
- Walk dog for free exercise
- Do a jeans wash - done hopefully OH has put them on the airer to dry (i did ask!)
- Clean bathrooms
- Print out wedding hairstyles for trial
- Check banks - no change
- Check quidco - £75 payment has been moved back 2 months - boooo!
- Do any surveys that come
- Email friend about night out tomorrow
- Check mobile phone bill
- Update wedding list and phone venue - again!
- Hoover and dust upstairs (couldn't be bothered last night:o)
- Have a LSD
0 -
morning all
my list for today doesn't have much mse on it but they are things i NEED to do for my sanity
[STRIKE]check online banking[/STRIKE]
[STRIKE]check for jobs[/STRIKE]
change bedding
sort out DD's too small clothes
[STRIKE]sort[/STRIKE] and put all clothes away
[STRIKE]bag up all unwanted clothes[/STRIKE]
[STRIKE]make hm quiche for parents for tea[/STRIKE]
pick some blackberries
[STRIKE]check ebay listings[/STRIKE]
that's me for today i thinkGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
More to add to list
Pay a bit of CC
Moved some money around
Charity shops later for some xmas bargains (?)
Hokey cokey on line outside - go home at lunchtime
Feed chookies
Check plants
Tidy bedroom as OH coming on Friday
Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0
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