We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage Application Query

Options
Hi,

My partner has just been offered and accepted a permanent position. It is within a different department within the local council where she has been working for the past 3 years. She has been contracting for those 3 years. She has a start date of 21/09/08 for her new permanent role.

We are planning on applying for a new mortgage in early September as our current deal runs out on 31/08/09.

Would we be better putting down her new permanent job details in the mortgage application or the details of her contracting role from the past 3 years?

Thanks in advance.

Comments

  • Mrs_Bumble
    Mrs_Bumble Posts: 1,028 Forumite
    Will she be on a probationery period?
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • b0rker
    b0rker Posts: 479 Forumite
    Mrs_Bumble wrote: »
    Will she be on a probationery period?

    No.

    It appears to be deemed as some kind of extension of employment.

    The extension being permanent.
  • Mrs_Bumble
    Mrs_Bumble Posts: 1,028 Forumite
    The only issue I would have foreseen is if she was going to be on a probationery period as some lenders don't like this. If she is going to be classed as permanently employed then I don't see that it would be an issue as she has previously been working for the same employer.

    Do you know which lender you are going to approach?

    Have you got an independent mortgage broker?
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.