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CRF Confused
nomis21
Posts: 200 Forumite
Hi, i have been doing the rounds with my CRF after being dicharged, i have wrote the creditors letters as per the sticky thread and included a letter of discharge to them.
I am pleased to say that most of them have updated my CRF.
However i have a couple of accounts that were involved in my BR and when i check them on my CRF they do not have a defaulted status, and appears to be settled? Its as though they have been settled in the normal way without any problems, might be a good thing?
Also had a bank account and i informed the bank i was going BR (i did not owe them money) when i check my file they are still recording my credit details (green zero) and iam apparently 12 pounds in credit, So i was wondering if i should just leave this to carry on as it might up my credit rating for the future, although the bank account is restricted (i dont want to use it anyhow) but might be best not to close it down?
Any ideas?
I am pleased to say that most of them have updated my CRF.
However i have a couple of accounts that were involved in my BR and when i check them on my CRF they do not have a defaulted status, and appears to be settled? Its as though they have been settled in the normal way without any problems, might be a good thing?
Also had a bank account and i informed the bank i was going BR (i did not owe them money) when i check my file they are still recording my credit details (green zero) and iam apparently 12 pounds in credit, So i was wondering if i should just leave this to carry on as it might up my credit rating for the future, although the bank account is restricted (i dont want to use it anyhow) but might be best not to close it down?
Any ideas?
MOVE ALONG........ nothing to see here..! :rolleyes:0
Comments
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Settled or partially settled is a good thing....
the bank account..depends who its with although if it's still active & recording on your files i'd leave it as it is how does the saying go? every little helps
:D We all die. The goal isn't to live forever, the goal is to create something that will0
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