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woo hoo got accepted for 0% card

with a £5k balance, therefore i can transfer all my cards, catalogues etc onto one card and start making a dent in it for 9 months while on 0%
i feel much better now as i might actually see some progress - rather than paying off bits and bobs all over the place

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Yay!!!!!!

    Good for you Loopy!!
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • good on ya !
    im in the position where i 'think' my credit rating has improved enough to get a 0% but i cant bring myself to apply incase i get nocked back :rolleyes:
    Debt at highest £16k+
    Debt at lightbulb moment £14,800
    Current debt £6336
    Cleared £4206 in November 05 How ? Bye Bye PPI :)
  • loopyloulou_3
    loopyloulou_3 Posts: 1,269 Forumite
    well i got a lot more than i was expecting, not that i am actually planning on using for anything other than the 0% for my BTs
    I just cant wait to see the amount decreasing! will cheer me up!!
    my credit rating must be better than i thought it was!!
  • kathfisch
    kathfisch Posts: 3,042 Forumite
    Woohoo!! Great stuff :j

    Glad things are looking up a bit today! (((hugs)))

    :D
    Don't stress, relax, let life roll off your backs. Except for death and paying taxes, everything in life is only for now... Avenue Q
    Official DFW Nerd Club - Member no. 003 :DProud to have become debt free... and striving to keep it that way
  • beanielou
    beanielou Posts: 96,149 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news lou
    lou
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Fabulous news Lou
    PP
    xx
    To repeat what others have said, requires education, to challenge it,
    requires brains!
    FEB GC/DIESEL £200/4 WEEKS
  • vyvyan_2
    vyvyan_2 Posts: 653 Forumite
    500 Posts
    Fantastic news good for you! I bet you can't wait to get organised.
    Out of interest (no pun intended) which card is it?
  • LHM
    LHM Posts: 53 Forumite
    Magnificent news!

    Yeah, which card was it? I'd love to get a 5k limit at 0%, whenever I apply for these type of cards I only end up getting a tiny limit. Morgan Stanley recently approved me for a 5.9% life of balance card but only gave me £1500 limit. Still, it's better than nothing I suppose.
  • Jaymz
    Jaymz Posts: 801 Forumite
    Nice one well done! I got accepted for one recently so I can pay my car insurance on it but it hasnt arrived yet (its included in my sig though) lol.
    Saving for a deposit: £20,551 / £25,000 - 82% of the way there...
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