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M&S credit card turned into loan

Daniel111
Daniel111 Posts: 22 Forumite
Hi there,
I have a question with regards to a credit card I have which later under M&S advice turned into loan. As I have previously had around £6000.00 on credit card and would not be able keep up the repayments m&s came forward and told me that a loan would be a better way.
I could not say no to a lower repayment monthly so 2 years ago I have signed the papers...I think...
At the moment I am with CCCS.
Shall I SAR m&s for the credit card and then for the loan???Or the other way around?:confused:

Anyone??? Help!!
LAPD

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