We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
M&S credit card turned into loan
Hi there,
I have a question with regards to a credit card I have which later under M&S advice turned into loan. As I have previously had around £6000.00 on credit card and would not be able keep up the repayments m&s came forward and told me that a loan would be a better way.
I could not say no to a lower repayment monthly so 2 years ago I have signed the papers...I think...
At the moment I am with CCCS.
Shall I SAR m&s for the credit card and then for the loan???Or the other way around?
Anyone??? Help!!
LAPD
I have a question with regards to a credit card I have which later under M&S advice turned into loan. As I have previously had around £6000.00 on credit card and would not be able keep up the repayments m&s came forward and told me that a loan would be a better way.
I could not say no to a lower repayment monthly so 2 years ago I have signed the papers...I think...
At the moment I am with CCCS.
Shall I SAR m&s for the credit card and then for the loan???Or the other way around?
Anyone??? Help!!
LAPD
0
Comments
-
Anyone there?????

LAPD0 -
what are you trying to achieve with the SAR?Debt free 4th April 2007.
New house. Bigger mortgage. MFWB after I have my buffer cash in place.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards