The ultimate incentive proposed! Buying a house, a wedding, and staying debt free.

Flower08

Really like that dress Dinah, very nice.

Dinah93

So, dresses are my happy place when it comes to weddings.... would be so much easier just to have the church service, the dress, then all go home!

Poolie

Dinah93 wrote: »

So, dresses are my happy place when it comes to weddings.... would be so much easier just to have the church service, the dress, then all go home!

NIM, based on this, looks like you have got a wedding to organise my friend. Good Luck!

Tete_en_l'Air

Wow, this thread has taken on a life of its own since the proposal!

Very pretty dress Dinah and for the record I wouldn't have known it was Charlotte's - I don't think many people would, would they? but I guess if YOU know and you spend the whole day feeling uncomfortable thinking that's what people are thinking ...

Will you have a veil? And what about shoes?

Poolie I can't get your pics to work here either but will have a squizz at home, I do like a good nosey!

Dinah93

Tete_en_l'Air wrote: »

Will you have a veil? And what about shoes?

This is a concept I have considered in less depth than 'did aliens land in Roswell'

Lara44

Hey Dinah

Lovely dress, I wouldn't have known either. Could you get married to NIM next summer and rent for a year? You'd still be married before living together and you could look for a wreck to refurbish, and do anything structural before you moved. And you would get a lot more house for your buck that way.

Dinah93

We couldn't afford to save while renting, so there doesn't seem to be any point in renting privately. Plus I've had nothing but bad esperiences with landlords, and NIM is set against it, so we'd really be loathed to have to rent. If we had to we'd have to put off the wedding for a year and stay at mum and dads another year. If we find a wreak, great, but we'll stay at mum and dads. It has to be the right house, not just the right time for us to buy something.

Flower08

I dont blame you for not wanting to rent Dinah. I'm with you on having several bad experiences with LLs. I wish OH and i had both stayed at home and saved for a deposit rather than rushing into renting, and unfortunatly now we're not in a position where we could stay with parents for a few years while we save.
I know theres a big debate over whether or not renting is dead money - but i personally do see it as dead money.
I cant wait til we can move into our own home, even if it is likely to be at least 5 years away!!

Tete_en_l'Air

I think it depends on your situation Flower as to whether renting is 'dead' money, I personally would see a mortgage as a huge boulder tying me to a place. I still think I've got an adventure or two left in me before I do that

Dinah93

I don't think having a mortgage is the end of adventures. However I have never had any desire at all to live abroad, and I want to get financially secure enough that I can afford to travel 5* around the world, I can't stomach the concept of backpacking even though I want to see loads of places. So for me a mortgage offers me the security that I am working towards that.

Besides, to me the biggest adventure of all will be my own family. And I wouldn't want to have children in rented as its too unstable.