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post BR bank accounts

my bank accounts are still assessable after 1 week?

i guess my creditors still dont know?

slightly odd?

Comments

  • I think that once your creditors are contacted by your OR they will close your accounts pretty sharpish!!!

    You need to open a basic bank account with either Barclays or Co-Op now because nobody else will touch you!!;)
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I hope you don't have any money in them because they are no longer your accounts and you should not be using them.

    :j :j


  • longshot
    longshot Posts: 106 Forumite
    only a few pounds.....

    seems odd i can still access them all?

    not that i'm using them but considering they say they freeze

    them the same day.
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    It does take the OR time to let creditors know. Some banks - Halifax in particular - check the insolvency site daily so they can close down their customers' accounts.

    :j :j


  • Lost2
    Lost2 Posts: 15,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My Barclay's account was closed but my Lloyd's was not :confused:
    OR said he had no interest in my Lloyd's:D
    Sealed Pot Number 018 🎄2009..£950.50 🎄2010..£256 🎄 2011..£526 🎄2012..£548.80 🎄2013...£758.88🎄2014...£510 🎄2015...£604.78 🎄2016...£704.50 🎄2017...£475 🎄2018...£1979.12 🎄2019...£408.88🎄2020...£1200.63...🎄2021…£588 🎄2022 £672… 🎄2023 £3,783.90 🎄2024…£3,882.57🎄2025…£4083.🎄2026
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I think a lot of other banks are now keeping BR accounts open but it seems hit and miss. I still have an Abbey account but waited until I was discharged before I started using it again.

    :j :j


  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    longshot wrote: »
    my bank accounts are still assessable after 1 week?

    i guess my creditors still dont know?

    slightly odd?
    If that account doesn't have any credit facilities you could double check with the OR that he doesn't have any interest in the account and you would be free to keep using it providing the bank doesn't want to close it down. What bank is it?

    :j :j


  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Bear in mind as well the OR has up to 8wks to inform all creditors......IF you keep accessing the account & have not cleared it 1st with the OR the banks could get a little shirty.
    We all die. The goal isn't to live forever, the goal is to create something that will
  • dollparts
    dollparts Posts: 1,256 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bear in mind as well the OR has up to 8wks to inform all creditors......IF you keep accessing the account & have not cleared it 1st with the OR the banks could get a little shirty.

    Does logging on to internet banking to check count as access?
    There used to be a street named after Chuck Norris, but it was changed because nobody crosses Chuck Norris and lives.
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