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help please

cc176 Posts: 2 Newbie

27 April 2006 at 10:11PM in Mortgages & endowments

Trying to get a better rate of mortgage. In the past I had a protected trustdeed, (18 months ago) I have now cleared all my debt, however when I applied for a mortgage my credit checks are showing default, default, although I have no debt The best rate I can secure is 6.2% with a 10,000 deposit. can anyone offer advice,

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