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help with settlement offer for my hsbc cc

lippylipps
Posts: 2 Newbie
in Loans
hey all, i had a letter from HSBC asking me to offer them a settlement figure for my CC which has 970 owed. now im a single mother on benefits and have missed payments hence why they want to settle it and write off the rest.
the problem is i don't have a clue what to offer. any suggestions would be grateful and what you think would be a reasonable offer
the problem is i don't have a clue what to offer. any suggestions would be grateful and what you think would be a reasonable offer
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Comments
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at least 55% I would say0
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do a statement of affairs and work out what you can reasonably afford.
I think 55% sounds high.
R.
http://www.makesenseofcards.com/soacalc.htmlSmile, it makes people wonder what you have been up to.
0
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