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sarahd1977
Posts: 16 Forumite
I have 1 60 pound settled default registered on my file from experian. I am looking to apply for my first mortgage. I am concerned that the score from experian shows very poor, i have a mobile phone contract from t-mobile paid perfect plus 2 settled loans and my natwest account. Who do you think I should apply with ideally i would like to go for abbey do you think i will be turned down due to this small default, how exactly do they credit check you is the score I see from experian that they use
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Why ideally Abbey? Service levels are appalling at the moment!
Who was the settled default with? It is very small.
If you have a good deposit and the rest of the profile looks ok I am sure it will be ok. Speak to an independent mortgage adviser in your area who can match up your profile with the most suitable lender.I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
it is for 60 pounds with caboot, i have 15% deposit0
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