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Choice Catalogue Dispute

In 2004 I returned goods to catalogue. In the MEANtime they added charges to my account. At the time I disputed everything and left it at that.

Now in 2009 they have sent the bailiffs to an old address.

URGENT: What do I do next can I go to anyone who will act on my behalf? I feel very intimidated and do not want to do this all on my own. I want to dispute the whole thing and all their charges. They have sold this trumped up debt to an agency.

Comments

  • Write to them and ask for a full breakdown of the debt and charges.
    A bailiff would only call after a court judgement against you - have you checked to see if you have a CCJ?
    If not it was probably a debt collector not quite the same thing.
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