We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Letter from Solicitor
YamahaR6
Posts: 113 Forumite
I've had a letter come through today from a solicitor acting on behalf of one of my creditors, EDF Energy.
It states that it's a letter before action and that they've been instructed to obtain payment from me. They've also mentioned that I should seek legal advice regarding whether they can make me bankrupt or not, what items their bailiffs can remove and what additional costs and statutory interest I could be liable for. Well I'm not really bothered about them making me bankrupt although I don't think they can cos I only owe them £350, but am I right in thinking that their bailiffs also can't remove things from my house unless I let them in? (I've only got to hold them off until Thursday!).
It also states the following in this letter: "Recent changes to the law mean that both parties MUST attempt to resolve disputed debts. By refusing to speak to us we can prove to the courts that you are failing in your duty to do so."
Is that bit true?
It states that it's a letter before action and that they've been instructed to obtain payment from me. They've also mentioned that I should seek legal advice regarding whether they can make me bankrupt or not, what items their bailiffs can remove and what additional costs and statutory interest I could be liable for. Well I'm not really bothered about them making me bankrupt although I don't think they can cos I only owe them £350, but am I right in thinking that their bailiffs also can't remove things from my house unless I let them in? (I've only got to hold them off until Thursday!).
It also states the following in this letter: "Recent changes to the law mean that both parties MUST attempt to resolve disputed debts. By refusing to speak to us we can prove to the courts that you are failing in your duty to do so."
Is that bit true?
BR as of 10:30am on 27/08/2009
Proud BSC member #285
Countdown to AD 27/08/2010
"When you do nothing, you feel overwhelmed and powerless. But when you get involved, you feel the sense of hope and accomplishment that comes from knowing you are working to make things better."
0
Comments
-
they cant apoint baliffs until they have been to court, and they do not have time nowHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards