Friday 21/08/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :j :j

Good morning lovely dfw's

Woo Hoo it's Friday

Days leave for me today so no boring work stuff to do today.

Today i will

• check bank ccounts
• move some money around
• go to sawmill to pay for my new fencing
• feed chickens
• clear some bolted salad greens from garden and feed to chickens/put in compost bin
• make some crab apple jelly
• soup from freezer for lunch
• make a loaf
• do bit of gardening
• take electricity readings and send to i measure
• sparkle

Have a great day everyone, sending hugs to anyone poorly or feeling down , hope you feel better soon.

Catch up with everyone later.

Candy0107

Morning All,

Morning Sophiesmum, you just beat me to posting!

Hello to everyone who posts today. Hugs to those that need them.

Today I have/will:
• Checked online banking – payday so moved money to bills account
• Meals from storecupboards
• Do the usual checks for jobs etc
• Have an LSD – need to buy pizza for dinner £1 ish from Iceland….might talk hubby into paying
• Enter comps online
• When I am home read up on yesterday’s forum

Anyhow, have a great day everyone

Candy xxxx

sophiesmum_2

Good morning Candy
and all to follow.

Jag_Babe

Good morning everyone, hope all is well.

My plans for today are:

• Do writing work that needs complete today – raise invoices done
• Catch up with the washing – hang outside if it stays dry In the middle of doing this will probably take me the rest of the day so some will be hung indoors.
• Catch up with emails done
• Do daily scratchies and do any survies that come in done 10p on scratch and 10 points on survey
• Check pigsback account done Should have earned another 45 points
• Check online banking – move money between accounts done Happy as slightly better than I thought.
• Move money from paypal account - check if LS money has been paid in yet. done Slightly more in paypal than I thought so I will transfer it and use difference to pay some debts.
• Read over the brief for tonight’s mystery shopping assignment done
• Complete mystery shopping assignment This will be completed later
• Complete part 1 of the big work project I am leaving this until tomorrow as my head is spinning with all the information
• Phone mum about baby sitting tonight - use landline as calls are free done Free baby sitter booked so that I can complete the mystery shop assignment
• Sort worklists for the weekend done

Oh well I think that is everything for today. Oh well almost everything done so I am off to get a well deserved cup of tea.

savingforarainyday

Friday :j:j

Today
I have checked online banking (no my overdraft hasn't disappeared)
Four hours work, no less.(4 things off of List) Done
meat out of freezer for dinner Done and eaten in curry
lsd (need a stamp:p) and bread and rice
Check for mystery shops no new ones
Write to do list for overweekend, do 4 things off of list
Dentist:eek: (been only needed check up)

Have a good day everyone:D

Pippilongstocking

Morning SM - are you going to the cottage this weekend? Been following your blog but its not letting me post comments so I wanted to say you sound like you are having fun!

Today
Checked banks - all still finely balanced - but OK
PAD to evil edna
Pay more to CC later if nothing else is out
Think about taking out a cash 'allowance' for food shopping and charity shops for a month to see how we get on ? NOT sure - ??
Need leave note for mrs mopp - and see if she wants the old telly or I iwll put it on freecycle
Email german student back and say yup to her coming on a two week trial and sort out the office (study bedroom) for her to say in for 5 days as we have a cross over of studnets and it saves her going to the local youth hostel.
Work in a mo (still at home)
Leave Mrs M some money
Got my spotty pot back on the go - after opening it early its now in full flow for christmas stuff - all spare money shoved in it today whilst tidying
Lunch from home
Dinner will be from our cupboards
Must order milk and think about coal
Need to make a 'wood plan'
Dig up some tatties maybe later
Cinema with DD and French student (girlie movie) tonight as DS away on a sleepover
Walk dogs in my willow fields
Do my presentation
Get some training in ref works from a chum at work
Student coming in later to try out our kind of work (try not to scare her)

Waves to you all - mixed weather today might get a load out on the line but might not.

Cheerio!

sophiesmum_2

Fay - On leave today so drove up last night and here for a few days:D and I have chickens!!!!:j:j

dottyanne

OK today:-

Checked online banking and moved some money around.
Paying mobile phone bill
Low spend day (need some milk, bread and dog food)
Checked E-Bay listings and dig more stuff out to list.
Put my £3.60 PAD away for clearance of debts (woo hoo £14.40 so far)
Put my £2.00 savings a day for emergency fund (online banking account) (woo hoo £4.00 so far)

Do some washing and hoover...

starnac

morning all. today i will

[STRIKE]check online banking[/STRIKE] j/a is in credit for the 1st time since last year :j
[STRIKE]do M/S[/STRIKE]
[STRIKE]find the measuring spoon for the breadmaker[/STRIKE]
[STRIKE]make bread[/STRIKE]
sort out DD's too small clothes
update spreadsheet
[STRIKE]put change in sealed pot[/STRIKE]
[STRIKE]post job application[/STRIKE]
[STRIKE]post ebay item[/STRIKE]

that's it for me today i think

sarahb7538

Today i will be mostly cutting up my credit cards, sending off my ntification of a DMP letter and token payments. Today is the first day of my debt free journey !!

I will have a low as possible spend day but i think with all my postal orders and postage it wont happen. I also need petrol

Once all that is done however, i will be looking through everything i own to see what i can flog on eBay

MessyMare

sarahb7538 wrote: »

Once all that is done however, i will be looking through everything i own to see what i can flog on eBay

Have you seen that as of tomorrow it's no insertion fees for ten days? I'm rooting desperately!