Help with SOA

Donkey_Kong

Please can you help with my SOA. Got court date and want to make sure that this is ok.

Household Information[/b]
Number of adults in household........... 2
Number of children in household......... 1
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 1740
Partners monthly income after tax....... 695
Benefits................................ 120
Other income............................ 0
Total monthly income.................... 2555
Monthly Expense Details
Mortgage................................ 724
Secured/HP loan repayments.............. 470
Rent.................................... 675
Management charge (leasehold property).. 0
Council tax............................. 144
Electricity............................. 60
Gas..................................... 60
Oil..................................... 0
Water rates............................. 57.5
Telephone (land line)................... 40
Mobile phone............................ 60
TV Licence.............................. 14
Satellite/Cable TV...................... 0
Internet Services....................... 12
Groceries etc. ......................... 350
Clothing................................ 100
Petrol/diesel........................... 220
Road tax................................ 25
Car Insurance........................... 60
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 300
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 14
Pet insurance/vet bills................. 0
Buildings insurance..................... 20
Contents insurance...................... 15
Life assurance ......................... 36
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 10
Entertainment........................... 20
Holiday................................. 20
Emergency fund.......................... 20
Total monthly expenses.................. 3576.5

Assets
Cash.................................... 0
House value (Gross)..................... 100000
Shares and bonds........................ 0
Car(s).................................. 4500
Other assets............................ 0
Total Assets............................ 104500

Secured & HP Debts
Description....................Debt......Monthly...APR
Mortgage...................... 96000....(724)......7.9
Secured Debt.................. 47000....(470)......0
Total secured & HP debts...... 143000....-.........-
Unsecured Debts
Description....................Debt......Monthly...APR
Credit Card....................665.......14........0
Credit Card....................1900......60........0
Credit Card....................1500......40........0
Total unsecured debts..........4065......114.......-

Monthly Budget Summary
Total monthly income.................... 2,555
Expenses (including HP & secured debts). 3,576.5
Available for debt repayments........... -1,021.5
Monthly UNsecured debt repayments....... 114
Amount short for making debt repayments. -1,135.5
Personal Balance Sheet Summary
Total assets (things you own)........... 104,500
Total HP & Secured debt................. -143,000
Total Unsecured debt.................... -4,065
Net Assets.............................. -42,565

movingforward2010

hi didnt want to look at not reply, someone clever will be along soon. i notice you have rent and mortgage??

dalip

yes wx i asked that question on their other thread!