We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

All is Quiet!

After writing to tell all our creditors that we are in a bit of a financial mess and please give us 28 days as we are talking to CCCS (including the ref no) it has been remarkably quiet!

we've had one letter - which to be honest was a very nice letter and from wot was being said about them on here you wouldnt guess it was MBNA!!!!

asking us to provide budget etc... which is wot we have been sorting - have got all the details ready to send to everyone that CCCS has suggested we do! hopefully we will have a little boost in income soon! not much but it might just be enough to get us on a DMP with CCCS but until then we are doing it ourselves!

do you think i'm stressed? not in the least - its only money at the end of the day! the house is safe cos that the number one thing that we always pay - that goes for utilities etc too!

i just wish the others would respond to the letter we sent! lol

ah well! see wot tomorrows post brings! probably cos we havent defaulted yet! bet they would soon be chasing us then :)
Light Bulb Moment April 06

Total Debt : just short of £45,000 - OMG!!!!

Going it alone until we can get on a DMP with CCCS!!

£2 coins saved - £6.00

Comments

  • not to worry you becouse there is no need to be , i did this with cccs then went it alone. theythe creditors and dca ignore your letters in general you will get loads of letters threatening allsorts from shot at dawn etc .ignore them all a load of old waffle and hot air make your offer pay it to the creditor direct up it when you can afford it dont deal with dca unless they prove to you they have bought the debt .
  • tina68
    tina68 Posts: 461 Forumite
    Hi i know that quiet feeling read my thread.."stop the world i want to get off!!!"
    then !WHAM! Just when you thought you were out, they pull you back in..never mind..had a bad day today restart it all again 2moz..Chin up
    Tina x
    on this day 23/05/1430
    Joan of Arc captured and delivered to the English
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.8K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.