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Thursday 20th August - What small DFW things have you done today?!

Candy0107
Candy0107 Posts: 1,645 Forumite
Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
edited 20 August 2009 at 7:00AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important
:j :D :j

Morning All,

Hello to everyone who posts today. Hugs to those that need them.

Today I have/will:
• Checked online banking – no change but wanted to check anyhow
• Meals from storecupboards
• Do the usual checks for jobs etc
• Have an NSD
• Enter comps online
• Look at signing up for Virgin Bingo – need to ask someone at work how to clear cookies as I found they were on Quidco
• When I am home read up on yesterday’s forum
• Go into work really early to earn some overtime (Thursday’s are always really busy as there is a payment run)

Anyhow, have a great day everyone

Candy xxxx
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
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Comments

  • catspaw
    catspaw Posts: 667 Forumite
    morning to everyone

    for me today
    *bake bread
    *washing at 30 and line dry
    *do a mystry shop
    *ironing
    *cold call for new business
    * maybe try this sparkle thing that everyone is on about lol
    Proud to be dealing with my debt:eek:

    TOTAL: £6,437 (04/01/2013) slowly but surely it is decreasing:D
  • DawnW
    DawnW Posts: 7,898 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning all :j

    Thanks for starting the thread Candy

    Today I have / will:

    Checked online banking

    Seen to animals and plants

    HM meals from stores and garden, leftover last night's dinner for packed lunch (doesn't sound much fun but everybody in the office will be jealous!)

    Pay CC off (nothing major, just the one I use for supermarket etc to get extra points - it wouldn't be MS to let it accrue interest :eek: - been there, will not do so again, hopefully). I say 'hopefully' because you never know if / when your situation will change.

    Freeze runner beans

    Oh and go to work - better get a move on!

    Have a nice day everyone :hello:
  • Hello all

    Today
    Check banks
    PAD to evil edna
    Write presentation at work
    Move some money about
    Think about pressie box not done this yet
    Spring clean (?Autumn clean office)
    Lunch from home
    Tea from stores
    Must charge phone at work
    More hokey cokey to do and hang up later when heating is on
    Freecycle old telly - i think

    Thats it today for me :)
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • slig
    slig Posts: 400 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Today I have/will:

    Free scratchcards
    Packed lunch
    HM dinner
    Check for surveys/mystery shops
    Check on ebay items and see if there is anything else I can put on
    Debt at LBM (17/10/08) £5727.61 Debt free date 31/08/09
  • Jag_Babe
    Jag_Babe Posts: 91 Forumite
    edited 20 August 2009 at 12:42PM
    Morning everyone, Hope all is well

    My plans for today are:
    • Catch up with emails
    • Check online banking
    • Check pigsback account done 3529 points I have ordered a Halford voucher to get items that I need for my car :j
    • Do writing work that needs completed today
    • Daily scratchies and surveys done 10p and 10 LS points
    • Look for new work contracts
    • Look for new mystery shopping assignments done
    • Complete the mystery shopping assignment done
    • Read over the brief for tomorrows mystery shopping assignment
    • Do work on my blogs
    • Add 20 items to ebay account
    • DS hospital appointment done
    • Do some work on the home study course
    • Do some work on Dooyoo account
    • Speak to the council regarding student discounts
    • Update budgets and spending diary
    • Attend interview for my ideal job
    • Catch up with washing
    • Make a list of items for ebay
    • Sort memory card for the camera and take pictures for ebay
    • Collect the items that I have got from free cycle
    I think that is everything for today; at least I hope it is. I am having a bad day I do not seem to have stopped today but I have nothing done, oh well time for a cup of tea and some serious planning I think.
    I am aiming to be debt free by the time I am 30 (May 2010)
  • milliemonster
    milliemonster Posts: 3,708 Forumite
    I've been Money Tipped! Chutzpah Haggler
    Morning everyone!!

    Well today I am
    * Not going to spend all day on MSE
    * bake bread and other goodies
    * Redo my snowball calculator
    * Check online banking
    * Clean the bathrooms and do the ironing (needs must!)
    * Pay a couple of bills

    have a fab day everyone xx
    Aug GC £63.23/£200, Total Savings £0
  • Avogirly
    Avogirly Posts: 751 Forumite
    Part of the Furniture
    Good morning everyone!

    Today I will do/have done the following:-

    2 loads of washing
    Put clothes away
    Piggy and scratchy
    Check all bank accounts
    List 10 things on Amazon/ebay (didn't do this yesterday, naughty girl!)
    Be more productive in office
    Post three ebay sales and one amazon
    Do 5 surveys

    Think thats my lot.

    TTFN xxxxx
    October make £10/day currently £11.02
  • webitha
    webitha Posts: 4,799 Forumite
    morning all, ive never posted on here, but i have to tell someone, today i have already
    cleaned my house, its spotless, including a bing bag of stuff ot of thing 1 bedroom for charity shop (im too lazy to ebay lol) :rotfl::T

    and more importantly i have paid of another debt :j:T:j:T
    it was only a little one but its another to strike off the list, god i love this site
    If we can put a man on the moon...how come we cant put them all there?

  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    Morning all!

    Bit of bad news today - mum has gone back into hospital with a suspected infection after her operation so I'm off back to Wales this afternoon to help out a bit.

    So just a little list today....
    • Brekkie at home
    • Brought lunch to work
    • Withdraw cash from bank to see me through the next few weeks
    • Check banks
    • Move some money around
    • Do surveys
    • Wait for student loan declaration letter to be delivered and post back staright away - want the cash!!
    • Walk dogs for free exercise
    That's it for today.... see you soon hopefully!
  • edinburgher
    edinburgher Posts: 14,566 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Candy - not trying to put you off using Quidco for joining Virgin Bingo, but both my GF and I did and neither of our accounts have tracked yet :(

    Another day, another DFW adventure:
    • Scratchies (£0.35)
    • Daily clicks (just the Quidco ones as I'm working)
    • Write two Dooyoo reviews (one done already)
    • Buy the cheapest nutritious lunch that I can find and save the change for the sealed jar
    • Complete any surveys that come my way (£2 off an Amazon voucher with Valued Opinions)
    • Check for comps
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