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accurate dates from creditors

dollparts
dollparts Posts: 1,256 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
in Bankruptcy & living with it
I have been filling out BR forms [STRIKE]all flaming[/STRIKE] today.

I am trying to be as accurate as possible and am trying to give dates of when accounts were opened (incurred dates).

Did anyone else go through every company to verify when accounts were opened eg credit cards?

I've been on DMP so no-one has had the full amount from me for a while and I didn't want to get into long conversations with each company about re-payments etc.

How did others go about this?
There used to be a street named after Chuck Norris, but it was changed because nobody crosses Chuck Norris and lives.
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Comments

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    guestimates will be fine....the receiver will contact creditors once your bankrupt
    We all die. The goal isn't to live forever, the goal is to create something that will
  • headoutofsand
    headoutofsand Posts: 939 Forumite
    dollparts wrote: »
    I have been filling out BR forms [STRIKE]all flaming[/STRIKE] today.

    I am trying to be as accurate as possible and am trying to give dates of when accounts were opened (incurred dates).

    Did anyone else go through every company to verify when accounts were opened eg credit cards?

    I've been on DMP so no-one has had the full amount from me for a while and I didn't want to get into long conversations with each company about re-payments etc.

    How did others go about this?

    Hi DP Just do what you are doing (accurate as possible) the OR can find out the detail;)
    Better to be poor than a slave to wealth

  • headoutofsand
    headoutofsand Posts: 939 Forumite
    philnicandamy wrote: »
    guestimates will be fine....the receiver will contact creditors once your bankrupt

    Hi Phil Snap
    Better to be poor than a slave to wealth

  • dollparts
    dollparts Posts: 1,256 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    just as I suspected, first stop was barclaycard-they have transferred me all over the world, finally ending up in collections. They will not let me get past the 'when are u gonna pay up dollparts?'

    Estimations it is then, this is going to take long enough as it is......
    There used to be a street named after Chuck Norris, but it was changed because nobody crosses Chuck Norris and lives.
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    I had an old copy of my credit report knocking about which I used for the older accounts. The newer ones were guesstimates and have had no problems from the OR

    ym
  • dollparts
    dollparts Posts: 1,256 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yellowmonkey wrote: »
    I had an old copy of my credit report knocking about which I used for the older accounts. The newer ones were guesstimates and have had no problems from the OR

    ym

    Never thought of that. Clever clogs :)
    There used to be a street named after Chuck Norris, but it was changed because nobody crosses Chuck Norris and lives.
  • headoutofsand
    headoutofsand Posts: 939 Forumite
    Hi DP. Having swapped many cards around I used this

    http://www.experian.co.uk/experianhome/?sc=410006&bcd=googlsearchlp1110609&bcd=googlsearchlpb101108


    It's free. I used a card however you just cancel before 30 days. The info for myself was intersesting and useful but if you don't want the hassle just carry on as Phil and myself advised;)
    Better to be poor than a slave to wealth

  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    dollparts wrote: »
    Never thought of that. Clever clogs :)


    I only did that because someone on here did it and I had not thought of it :D Now I pass on my Wisdom ;)

    Good luck

    ym
  • dollparts
    dollparts Posts: 1,256 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yellowmonkey wrote: »
    I only did that because someone on here did it and I had not thought of it :D Now I pass on my Wisdom ;)

    Good luck

    ym

    Good on you for being so honest.....I would have denied all knowledge and said it came to me in a dream......:D
    There used to be a street named after Chuck Norris, but it was changed because nobody crosses Chuck Norris and lives.
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    dollparts wrote: »
    Good on you for being so honest.....I would have denied all knowledge and said it came to me in a dream......:D


    Part of the new me since BR ;)

    ym
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