My first post - really just wanna say THANKYOU!!

jesster_2

Do you have a debt free date?

brranger

If as I understand you have cancelled the tv licence?
Get any tv or video inc tv cards in pc out of the house, maybe parent as even if your not using them just having them in the house requires a licence. I thought that with DD you where a year ahead with tv?

Ranger

jesster_2

If it's the same as when i worked for them, you pay 6 months ahead, 6 months in arrears kind of thing. Which would mean you have 6 months' grace with your TV after you stop your DDs... it's def worth checking.

sillylornie

Not a sensible debt free date. If i could keep this up, according to the snowball calculator, i'd be debt free in Oct 2012. But I dont think that's possible, I would be skin and bones by then.

I have a few things happening in the near future that could change how quickly i pay off things/ eat better.

I am studying to be an aromatherapist, which could earn me some extra money when i qualify. Still work full time but be mobile therapist and have a few clients every month?

Change in hours at work 4am - 1pm, allowing time for aromatherapy clients in afternoons. Also extra money for working the early start.

Should have mentioned that diet is not strictly porridge and soup. I do add fruit to porridge, eat fruit as snack, make soup with meat, eat lots of bread and butter. (I work in a supermarket and often finish at reduction times and stock up on reduced items, also get 10% discount on shopping).

Lornie xx

sillylornie

I phoned the tv licence people and asked them if it was ok to cancel licence if i put tv's under the stairs. They told me that was ok, they also said that i could just de-tune all the stations on the tv and unplug the ariel and still use it to watch dvd's or play playstation etc. They also sent me a letter to say someone would be coming round to check that im not using a tv. No one has ever been around but I wouldnt risk it anyway. I hardly have time to watch anything, I'm either at work or reading the posts on here :rotfl:

Lornie xx

kar

You do not need a tv licence if you do not have the TV plugged into an arial and do not use it to watch the TV. We have a TV purely for watching DVD's on and no tv licence and we have checked and checkeed again that we do not need one.

sillylornie

HELP!

I've just received my healthy living letter with vouchers for extra clubcard points if i buy lots of fruit and a booklet with lots of yummy looking fruit recipes. Should i break my food budget and splash out on lots of fruit????

Lornie xx

sillylornie

OOOOOOOPS!!!!!! sorry.

Looks like it's back to the drawing board for me. Need to adjust my food budget. I never realised that for February and March I was taking part in the "storecupboard challenge". That was how I managed on £10 for the month.

Potatoes 5K 1 1.33
Turnip 1K 1 0.45
Carrots 2K 1 0.89
Onions 1K 1 0.55

Bread 800g 1 0.28
Lentils 2K 1 2.15
Milk (dried) 1 1.53
Porridge 1K 1 0.38
Sultanas 500g 1 0.41
Beans 1 0.15
Tuna 1 0.29
Milk (wet) 1 0.35
Mince 400g 1 0.63
Butter 250g 1 0.53

Total 9.92

In months that I dont have to buy lentils and/or dried milk, I stock up on other items for the cupboard/freezer. Things like tuna and mince get eeked (?sp) out to within an inch of recognition with veg / lentils etc. Also buy a ham hough (sp?) for making soup with (which gets boiled to death). Also, I guess that i spent all my clubcard vouchers on cupboard/freezer supplies.

Sorry for being misleading in my original post. Off back to the drawing board.

Lornie xx