We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

I Want to Check

the effect DHs financial embarrassement on my credit rating.

I know of Experian and Equifax - I think there is one other main one but I don't know what that is, can anyone tell me?

Should I check them all, or dp they just all display the same information?

Ta muchly

Miss P
Don't try to keep up with the Joneses - Drag them down to your level - it's cheaper . :p:D

Comments

  • jamesb1239
    jamesb1239 Posts: 648 Forumite
    I think CallCredit is the third name that your looking for, and even though most show the same things some of them have their own individual creditors reporting on them. And unless you have any joint finances your partner shouldnt have any effect on you, nothing relating to them will show on your credit report other than a notice of financial association, which means that creditors search them at the same time as you.

    Hope that helps
  • Miss_Poohs
    Miss_Poohs Posts: 630 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks James.

    We have a joint mortgage - thats why I want to check it out.

    Miss P
    Don't try to keep up with the Joneses - Drag them down to your level - it's cheaper . :p:D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.