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Recieved ED review letter

Hi All havent posted for a little while have been busy trying to find a admin job with no sucess but never mind will keep trying!.

I recieved a letter yesterday with EDREV in the corner and an IPOQ attached. what my question is that nothing has changed since i went Br in March so i guess I just have to state that? also i dont work so my partner pays for everything but he isnt Br so where is says about contribution from partner for household do i just put that he pays all the bills? Sorry to sound a bit dull but I just want to make sure i get it correct before i send it off. It also says on the bottom of the letter not to contact them to ask about the progress of ED as this could create a further delay? It also says about the creditors have to be asked and they would be looking at any objections they may have, what could that be then? why would creditors want to delay my ED, I have no assest and no property and most importantly no job!

Many thanks to all who read and help me on this one !

Comments

  • dalip
    dalip Posts: 7,045 Forumite
    Yes put your OH contribution as the whatever your bills come to and put nil where it asks for your income.Yes they do ask you not to contact them as if they are answereing calls they can not be doing paperwork,mind it does not stop you calling about something else and maybe dropping ED into conversation.wink wink.
    If creditors think there is a chance they may get some money back they can object to your ED but it does not happen often,99% of the time they do not even respond to the letter. If they do object then the OR looks into it and decides if it is a valid objection.
    Good luck devon.Dx
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • devon27_2
    devon27_2 Posts: 104 Forumite
    Thanks Dalip for your advice. will get that IPOQ sent back asap by registered post I think LOL!. how long does the process usually take to get ED?
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    How long is a piece of string - it may never happen. All you can do is send the form back and wait. Either way the 12 months is still ticking along, put discharge at the back of your mind and start living!

    :j :j


  • devon27_2
    devon27_2 Posts: 104 Forumite
    Thankis five year for your reply. I know i should just send it off and forget about it but i am worried that it has gone along so nicely something will spring up and will my case will end up getting re looked into not that there is anything as it was all straight forward does that sound silly to be worried? You are right i should put it to the back of my mind, its been nearly 7 months already and not long to go til 12. thank you for your replies i appreciate it
  • dalip
    dalip Posts: 7,045 Forumite
    Make sure you track your letter on line,the royal mail lost my first IPOQ for ED last april and i never found out until july so did not get my ED till sept:rolleyes:.May be think about checkig the IS website 6 wks after you have sent the letter back.Dx
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • devon27_2
    devon27_2 Posts: 104 Forumite
    I will thanks Dalip i will be tracking it all the way !. thanks everyone who has taken the time to reply !
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